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Single Family ResidenceResidential
$240,342$165 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4101 STATE ROUTE 14

ROCK STREAM, NY 14878
3
Beds
1
Baths
1,453 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.58 ac
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$240K
$221K low$259K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$183,342
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$146,674
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.25%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$57,000
CHEMUNG CANAL TRUST CO · recorded Sep 12, 2006

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$159,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$31,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$128,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$159,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$163,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySchuyler
Lot (acres)The size of the land the home sits on, from county records.1.58
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 212 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Watkins Glen Central High SchoolB+
Middle · Grades 7–12 · 4.5 mi
E
Watkins Glen Elementary SchoolC+
Elementary · Grades PK–6 · 4.6 mi

District: Watkins Glen Central School District

Neighborhood · ZIP 14878These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.906
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,197
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,706
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4101 State Route 14 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 74% of homes in Rock Stream 14878
  • Older than 69% of homes in Rock Stream 14878

What homes are worth in Rock Stream 14878

Each bar is how many homes fall in that price range. The marker is this home.

This home
$92K$967K

This home is worth more than 37% of homes in Rock Stream 14878.

How it measures up in Rock Stream 14878

The dot is this home. The mark in the middle is the typical home in Rock Stream 14878.

Estimated value$240,342
CheaperTypical $284,701Pricier

Pricier than 37% of homes nearby

Price per ft²$165
CheaperTypical $165Pricier

Pricier than 50% of homes nearby

Living area1,453 ft²
SmallerTypical 1,516 ft²Bigger

Bigger than 46% of homes nearby

Lot size1.58 ac
SmallerTypical 5 acBigger

Bigger than 26% of homes nearby

Year built1945
OlderTypical 1967Newer

Newer than 31% of homes nearby

How 4101 State Route 14 ranks against every home in each area.
MeasureThis homeRock Stream 14878Schuyler County
Estimated valuepricier than$240,34237% of homes53% of homes
Price per ft²pricier than$16550% of homes60% of homes
Living areabigger than1,453 ft²46% of homes46% of homes
Lot sizebigger than1.58 ac26% of homes46% of homes
Year builtnewer than194531% of homes36% of homes

About 4101 State Route 14

How much is 4101 State Route 14, Rock Stream, NY worth?

The TopHap Estimate for 4101 State Route 14, Rock Stream, NY is $240,342 as of Jul 14, 2026. The likely range is $221,467 to $259,217. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 4101 State Route 14, Rock Stream, NY?

4101 State Route 14, Rock Stream, NY has 3 bedrooms, 1 bathrooms, 1,453 square feet of living space and a 1.58-acre lot.

When was 4101 State Route 14, Rock Stream, NY built?

4101 State Route 14, Rock Stream, NY was built in 1945, making it 81 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 4101 State Route 14, Rock Stream, NY?

4101 State Route 14, Rock Stream, NY is assigned to Watkins Glen Central High School (middle), rated B+; Watkins Glen Elementary School (elementary), rated C+. All sit in Watkins Glen Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4101 State Route 14, Rock Stream, NY compare to other homes in Rock Stream 14878?

Among the 445 homes in Rock Stream 14878, it is worth more than 37% of them ($240,342 against a typical $284,701), its price per square foot is higher than 50% of them ($165 against a typical $165), it is bigger than 46% of them (1,453 ft² against a typical 1,516 ft²), its lot is bigger than 26% of them (1.58 ac against a typical 5 ac) and it is newer than 31% of them (1945 against a typical 1967). Measured against all of Schuyler County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on State Route 14

Closest homes

More homes in Rock Stream 14878

Assigned schools

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