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Single Family ResidenceResidential
$468,129$259 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

4102 COTTAGE FL 2

OXFORD, MS 38655
4
Beds
3 / 1
Baths
1,806 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,254 ft²
Lot SizeThe size of the land the home sits on, from county records.
2016
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$468K
$456K low$480K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,197 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$32,259 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$25,844
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$215,060

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.62
92
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
39
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
93
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.82 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLafayette
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bramlett Elementary School
Elementary · Grades KG–1 · 2.0 mi
M
Oxford Middle SchoolA-
Middle · Grades 7–8 · 2.0 mi
H
Oxford High SchoolA-
High · Grades 9–12 · 2.9 mi

District: Oxford School District

Neighborhood · ZIP 38655These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.48,766
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.122 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,204
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,404
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4102 Cottage Fl 2 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 69% of homes in Lafayette County
  • Has a smaller lot than 83% of homes in Lafayette County
  • Newer than 87% of homes in Oxford 38655

What homes are worth in Oxford 38655

Each bar is how many homes fall in that price range. The marker is this home.

This home
$178K$2.2M

This home is worth more than 59% of homes in Oxford 38655.

How it measures up in Oxford 38655

The dot is this home. The mark in the middle is the typical home in Oxford 38655.

Estimated value$468,129
CheaperTypical $427,388Pricier

Pricier than 59% of homes nearby

Price per ft²$259
CheaperTypical $226Pricier

Pricier than 66% of homes nearby

Living area1,806 ft²
SmallerTypical 1,813 ft²Bigger

Bigger than 50% of homes nearby

Lot size1,254 ft²
SmallerTypical 0.35 acBigger

Bigger than 20% of homes nearby

Year built2016
OlderTypical 2002Newer

Newer than 87% of homes nearby

How 4102 Cottage Fl 2 ranks against every home in each area.
MeasureThis homeOxford 38655Lafayette County
Estimated valuepricier than$468,12959% of homes62% of homes
Price per ft²pricier than$25966% of homes69% of homes
Living areabigger than1,806 ft²50% of homes51% of homes
Lot sizebigger than1,254 ft²20% of homes17% of homes
Year builtnewer than201687% of homes87% of homes

About 4102 Cottage Fl 2

How much is 4102 Cottage Fl 2, Oxford, MS worth?

The TopHap Estimate for 4102 Cottage Fl 2, Oxford, MS is $468,129 as of Sep 24, 2026. The likely range is $455,809 to $480,449. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4102 Cottage Fl 2, Oxford, MS last sell?

4102 Cottage Fl 2, Oxford, MS last sold on Jun 10, 2022, according to the county's recorded deed.

How big is 4102 Cottage Fl 2, Oxford, MS?

4102 Cottage Fl 2, Oxford, MS has 4 bedrooms, 3 bathrooms and 1,806 square feet of living space.

When was 4102 Cottage Fl 2, Oxford, MS built?

4102 Cottage Fl 2, Oxford, MS was built in 2016, making it 10 years old. The building has 1 story.

What schools serve 4102 Cottage Fl 2, Oxford, MS?

4102 Cottage Fl 2, Oxford, MS is assigned to Bramlett Elementary School (elementary); Oxford Middle School (middle), rated A-; Oxford High School (high), rated A-. All sit in Oxford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4102 Cottage Fl 2, Oxford, MS compare to other homes in Oxford 38655?

Among the 19,357 homes in Oxford 38655, it is worth more than 59% of them ($468,129 against a typical $427,388), its price per square foot is higher than 66% of them ($259 against a typical $226), it is bigger than 50% of them (1,806 ft² against a typical 1,813 ft²), its lot is bigger than 20% of them (1,254 ft² against a typical 0.35 ac) and it is newer than 87% of them (2016 against a typical 2002). Measured against all of Lafayette County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4102 Cottage Fl 2, Oxford, MS?

The 2025 property tax bill for 4102 Cottage Fl 2, Oxford, MS was $4,197. The county assessed it at $32,259.

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