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Single Family ResidenceResidential
$101,078
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $20,000 on Mar 17, 2025

4107 WHITE RIVER DR

HESPERIA, MI 49421
0
Baths
1.09 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$101K
$84K low$118K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$20,000 · Mar 17, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$54,490
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$43,592
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.33%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$46,588
COUNTRYWIDE HOME LOANS INC · recorded Sep 22, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$164 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$24,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$21,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$49,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.60 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOCEANA
Lot (acres)The size of the land the home sits on, from county records.1.09
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Shelby Middle SchoolB
Middle · Grades 6–8 · 9.4 mi
E
Shelby Elementary SchoolC
Elementary · Grades KG–5 · 9.5 mi
H
Shelby High SchoolB
High · Grades 9–12 · 9.6 mi

District: Shelby Public Schools

Neighborhood · ZIP 49421These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.75%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.4,793
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.37 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,795
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,909
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4107 White River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Oceana County
  • Has a smaller lot than 75% of homes in Hesperia 49421

What homes are worth in Hesperia 49421

Each bar is how many homes fall in that price range. The marker is this home.

This home
$43K$439K

This home is worth more than 26% of homes in Hesperia 49421.

How it measures up in Hesperia 49421

The dot is this home. The mark in the middle is the typical home in Hesperia 49421.

Estimated value$101,078
CheaperTypical $154,361Pricier

Pricier than 26% of homes nearby

Lot size1.09 ac
SmallerTypical 5 acBigger

Bigger than 25% of homes nearby

How 4107 White River Dr ranks against every home in each area.
MeasureThis homeHesperia 49421Oceana County
Estimated valuepricier than$101,07826% of homes23% of homes
Lot sizebigger than1.09 ac25% of homes36% of homes

About 4107 White River Dr

How much is 4107 White River Dr, Hesperia, MI worth?

The TopHap Estimate for 4107 White River Dr, Hesperia, MI is $101,078 as of Jul 14, 2026. The likely range is $83,815 to $118,341. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4107 White River Dr, Hesperia, MI last sell?

4107 White River Dr, Hesperia, MI last sold on Mar 17, 2025 for $20,000, according to the county's recorded deed.

What schools serve 4107 White River Dr, Hesperia, MI?

4107 White River Dr, Hesperia, MI is assigned to Shelby Middle School (middle), rated B; Shelby Elementary School (elementary), rated C; Shelby High School (high), rated B. All sit in Shelby Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4107 White River Dr, Hesperia, MI compare to other homes in Hesperia 49421?

Among the 3,243 homes in Hesperia 49421, it is worth more than 26% of them ($101,078 against a typical $154,361) and its lot is bigger than 25% of them (1.09 ac against a typical 5 ac). Measured against all of Oceana County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4107 White River Dr, Hesperia, MI?

The 2025 property tax bill for 4107 White River Dr, Hesperia, MI was $164. The county assessed it at $24,900.

Closest homes

More homes in Hesperia 49421

Assigned schools

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