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Single Family ResidenceResidential
$296,376$187 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $210,000 on Apr 16, 2010

4108 RAY ST

MANITOWOC, WI 54220
3
Beds
2
Baths
1,584 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$296K
$283K low$310K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$210,000 · Apr 16, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,939 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$337,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$26,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$310,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$251,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$251,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMANITOWOC
Lot (acres)The size of the land the home sits on, from county records.0.30
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 540 ft²Shed · 280 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Franklin Elementary SchoolC-
Elementary · Grades KG–5 · 0.5 mi
M
Washington Middle SchoolD-
Middle · Grades 6–8 · 1.4 mi
H
Lincoln High SchoolC
High · Grades 9–12 · 2.2 mi

District: Manitowoc School District

Neighborhood · ZIP 54220These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.41,118
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.399 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,934
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,217
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4108 Ray St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Manitowoc 54220
  • Costs more per square foot than 78% of homes in Manitowoc County
  • Has a bigger lot than 66% of homes in Manitowoc 54220
  • Newer than 91% of homes in Manitowoc County

What homes are worth in Manitowoc 54220

Each bar is how many homes fall in that price range. The marker is this home.

This home
$99K$640K

This home is worth more than 72% of homes in Manitowoc 54220.

How it measures up in Manitowoc 54220

The dot is this home. The mark in the middle is the typical home in Manitowoc 54220.

Estimated value$296,376
CheaperTypical $222,744Pricier

Pricier than 72% of homes nearby

Price per ft²$187
CheaperTypical $160Pricier

Pricier than 73% of homes nearby

Living area1,584 ft²
SmallerTypical 1,424 ft²Bigger

Bigger than 63% of homes nearby

Lot size0.3 ac
SmallerTypical 0.21 acBigger

Bigger than 66% of homes nearby

Year built1994
OlderTypical 1952Newer

Newer than 89% of homes nearby

How 4108 Ray St ranks against every home in each area.
MeasureThis homeManitowoc 54220Manitowoc County
Estimated valuepricier than$296,37672% of homes68% of homes
Price per ft²pricier than$18773% of homes78% of homes
Living areabigger than1,584 ft²63% of homes60% of homes
Lot sizebigger than0.3 ac66% of homes46% of homes
Year builtnewer than199489% of homes91% of homes

About 4108 Ray St

How much is 4108 Ray St, Manitowoc, WI worth?

The TopHap Estimate for 4108 Ray St, Manitowoc, WI is $296,376 as of Sep 24, 2026. The likely range is $282,678 to $310,074. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4108 Ray St, Manitowoc, WI last sell?

4108 Ray St, Manitowoc, WI last sold on Apr 16, 2010 for $210,000, according to the county's recorded deed.

How big is 4108 Ray St, Manitowoc, WI?

4108 Ray St, Manitowoc, WI has 3 bedrooms, 2 bathrooms, 1,584 square feet of living space and a 0.30-acre lot.

When was 4108 Ray St, Manitowoc, WI built?

4108 Ray St, Manitowoc, WI was built in 1994, making it 32 years old. It is a ranch home. The building has 1 story.

What schools serve 4108 Ray St, Manitowoc, WI?

4108 Ray St, Manitowoc, WI is assigned to Franklin Elementary School (elementary), rated C-; Washington Middle School (middle), rated D-; Lincoln High School (high), rated C. All sit in Manitowoc School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4108 Ray St, Manitowoc, WI compare to other homes in Manitowoc 54220?

Among the 14,978 homes in Manitowoc 54220, it is worth more than 72% of them ($296,376 against a typical $222,744), its price per square foot is higher than 73% of them ($187 against a typical $160), it is bigger than 63% of them (1,584 ft² against a typical 1,424 ft²), its lot is bigger than 66% of them (0.3 ac against a typical 0.21 ac) and it is newer than 89% of them (1994 against a typical 1952). Measured against all of Manitowoc County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4108 Ray St, Manitowoc, WI?

The 2025 property tax bill for 4108 Ray St, Manitowoc, WI was $4,939. The county assessed it at $337,000.

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