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Single Family ResidenceResidential
$159,993$121 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $162,000 on May 28, 2026

411 N SPENCER ST

WEST LIBERTY, IA 52776
2
Beds
2
Baths
1,323 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,840 ft²
Lot SizeThe size of the land the home sits on, from county records.
1898
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$160K
$152K low$168K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$162,000 · May 28, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,318 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$139,140 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,060
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$125,080
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$138,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$139,140

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
66
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMUSCATINE
Lot (acres)The size of the land the home sits on, from county records.0.09
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 224 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
West Liberty Middle SchoolD+
Middle · Grades 5–8 · 0.2 mi
E
West Liberty Elementary SchoolC
Elementary · Grades KG–4 · 0.4 mi
H
West Liberty High SchoolD+
High · Grades 9–12 · 0.6 mi

District: West Liberty Community School District

Neighborhood · ZIP 52776These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.5,303
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,804
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,610
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

411 N Spencer St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in West Liberty 52776
  • Smaller than 65% of homes in West Liberty 52776
  • Among the smallest lots in West Liberty 52776
  • Older than 88% of homes in Muscatine County

What homes are worth in West Liberty 52776

Each bar is how many homes fall in that price range. The marker is this home.

This home
$79K$525K

This home is worth more than 32% of homes in West Liberty 52776.

How it measures up in West Liberty 52776

The dot is this home. The mark in the middle is the typical home in West Liberty 52776.

Estimated value$159,993
CheaperTypical $194,369Pricier

Pricier than 32% of homes nearby

Price per ft²$121
CheaperTypical $140Pricier

Pricier than 37% of homes nearby

Living area1,323 ft²
SmallerTypical 1,540 ft²Bigger

Bigger than 35% of homes nearby

Lot size3,840 ft²
SmallerTypical 0.31 acBigger

Smaller than almost all homes nearby

Year built1898
OlderTypical 1958Newer

Newer than 26% of homes nearby

How 411 N Spencer St ranks against every home in each area.
MeasureThis homeWest Liberty 52776Muscatine County
Estimated valuepricier than$159,99332% of homes39% of homes
Price per ft²pricier than$12137% of homes37% of homes
Living areabigger than1,323 ft²35% of homes43% of homes
Lot sizebigger than3,840 ft²almost no homes3% of homes
Year builtnewer than189826% of homes12% of homes

About 411 N Spencer St

How much is 411 N Spencer St, West Liberty, IA worth?

The TopHap Estimate for 411 N Spencer St, West Liberty, IA is $159,993 as of Aug 30, 2026. The likely range is $151,712 to $168,274. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 411 N Spencer St, West Liberty, IA last sell?

411 N Spencer St, West Liberty, IA last sold on May 28, 2026 for $162,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 411 N Spencer St, West Liberty, IA?

411 N Spencer St, West Liberty, IA has 2 bedrooms, 2 bathrooms, 1,323 square feet of living space and a 0.09-acre lot.

When was 411 N Spencer St, West Liberty, IA built?

411 N Spencer St, West Liberty, IA was built in 1898, making it 128 years old. The building has 2 stories.

What schools serve 411 N Spencer St, West Liberty, IA?

411 N Spencer St, West Liberty, IA is assigned to West Liberty Middle School (middle), rated D+; West Liberty Elementary School (elementary), rated C; West Liberty High School (high), rated D+. All sit in West Liberty Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 411 N Spencer St, West Liberty, IA compare to other homes in West Liberty 52776?

Among the 1,629 homes in West Liberty 52776, it is worth more than 32% of them ($159,993 against a typical $194,369), its price per square foot is higher than 37% of them ($121 against a typical $140), it is bigger than 35% of them (1,323 ft² against a typical 1,540 ft²), its lot is bigger than almost none of them (3,840 ft² against a typical 0.31 ac) and it is newer than 26% of them (1898 against a typical 1958). Measured against all of Muscatine County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 411 N Spencer St, West Liberty, IA?

The 2025 property tax bill for 411 N Spencer St, West Liberty, IA was $2,318. The county assessed it at $139,140.

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