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Single Family ResidenceResidential
$689,000$362 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $230,000 on Mar 4, 1998

4118 HARBOR TOWNE DR

HIGH RIDGE, MO 63049
4
Baths
1,905 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.81 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$689K
$612K low$766K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$230,000 · Mar 4, 1998

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,810 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$95,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$89,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$87,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$503,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
40
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJEFFERSON
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 756 ft²Porch · 1,796 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 63049These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.135

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.16,099
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.712 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,759
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,174
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4118 Harbor Towne Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Jefferson County
  • Costs more per square foot than 98% of homes in High Ridge 63049
  • Bigger than 80% of homes in Jefferson County
  • Has a bigger lot than 90% of homes in High Ridge 63049

What homes are worth in High Ridge 63049

Each bar is how many homes fall in that price range. The marker is this home.

This home
$163K$727K

This home is worth more than 97% of homes in High Ridge 63049.

How it measures up in High Ridge 63049

The dot is this home. The mark in the middle is the typical home in High Ridge 63049.

Estimated value$689,000
CheaperTypical $262,700Pricier

Pricier than 97% of homes nearby

Price per ft²$362
CheaperTypical $204Pricier

Pricier than 98% of homes nearby

Living area1,905 ft²
SmallerTypical 1,341 ft²Bigger

Bigger than 79% of homes nearby

Lot size2.81 ac
SmallerTypical 0.38 acBigger

Bigger than 90% of homes nearby

Year built1994
OlderTypical 1986Newer

Newer than 63% of homes nearby

How 4118 Harbor Towne Dr ranks against every home in each area.
MeasureThis homeHigh Ridge 63049Jefferson County
Estimated valuepricier than$689,00097% of homesalmost all homes
Price per ft²pricier than$36298% of homes96% of homes
Living areabigger than1,905 ft²79% of homes80% of homes
Lot sizebigger than2.81 ac90% of homes82% of homes
Year builtnewer than199463% of homes60% of homes

About 4118 Harbor Towne Dr

How much is 4118 Harbor Towne Dr, High Ridge, MO worth?

The TopHap Estimate for 4118 Harbor Towne Dr, High Ridge, MO is $689,000 as of Aug 30, 2026. The likely range is $611,546 to $766,454. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4118 Harbor Towne Dr, High Ridge, MO last sell?

4118 Harbor Towne Dr, High Ridge, MO last sold on Mar 4, 1998 for $230,000, according to the county's recorded deed.

How big is 4118 Harbor Towne Dr, High Ridge, MO?

4118 Harbor Towne Dr, High Ridge, MO has 4 bathrooms and 1,905 square feet of living space.

When was 4118 Harbor Towne Dr, High Ridge, MO built?

4118 Harbor Towne Dr, High Ridge, MO was built in 1994, making it 32 years old. The building has 1 story.

How does 4118 Harbor Towne Dr, High Ridge, MO compare to other homes in High Ridge 63049?

Among the 5,960 homes in High Ridge 63049, it is worth more than 97% of them ($689,000 against a typical $262,700), its price per square foot is higher than 98% of them ($362 against a typical $204), it is bigger than 79% of them (1,905 ft² against a typical 1,341 ft²), its lot is bigger than 90% of them (2.81 ac against a typical 0.38 ac) and it is newer than 63% of them (1994 against a typical 1986). Measured against all of Jefferson County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4118 Harbor Towne Dr, High Ridge, MO?

The 2025 property tax bill for 4118 Harbor Towne Dr, High Ridge, MO was $6,810. The county assessed it at $95,600.

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