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Single Family ResidenceResidential
$1,518,526$265 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

412 HOWARD ST

NORTHBOROUGH, MA 01532
5
Beds
3.5
Baths
5,736 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.92 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.5M
$1.4M low$1.6M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,101,526
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$881,221
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.28%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$417,000
MORTGAGE MASTER INC · recorded Jan 2, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$20,326 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,426,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$330,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,096,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,335,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,419,015

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.20 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.3.92
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(17)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Robert E. Melican Middle SchoolB-
Middle · Grades 6–8 · 2.1 mi
E
Lincoln StreetB
Elementary · Grades KG–5 · 2.4 mi
H
Algonquin Regional High SchoolA
High · Grades 9–12 · 2.6 mi

District: Northborough School District

Neighborhood · ZIP 01532These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.31
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.16,278
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.868 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$158,286
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$198,404
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

412 Howard St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Northborough 01532
  • Costs less per square foot than 97% of homes in Northborough 01532
  • Among the largest homes in Northborough 01532
  • Has a bigger lot than 90% of homes in Northborough 01532
  • Newer than 71% of homes in Worcester County

What homes are worth in Northborough 01532

Each bar is how many homes fall in that price range. The marker is this home.

This home
$311K$1.4M

This home is worth more than almost all homes in Northborough 01532.

How it measures up in Northborough 01532

The dot is this home. The mark in the middle is the typical home in Northborough 01532.

Estimated value$1,518,526
CheaperTypical $694,298Pricier

Pricier than almost all homes nearby

Price per ft²$265
CheaperTypical $383Pricier

Pricier than 3% of homes nearby

Living area5,736 ft²
SmallerTypical 1,810 ft²Bigger

Bigger than almost all homes nearby

Lot size3.92 ac
SmallerTypical 0.56 acBigger

Bigger than 90% of homes nearby

Year built1988
OlderTypical 1975Newer

Newer than 70% of homes nearby

How 412 Howard St ranks against every home in each area.
MeasureThis homeNorthborough 01532Worcester County
Estimated valuepricier than$1,518,526almost all homesalmost all homes
Price per ft²pricier than$2653% of homes26% of homes
Living areabigger than5,736 ft²almost all homesalmost all homes
Lot sizebigger than3.92 ac90% of homes90% of homes
Year builtnewer than198870% of homes71% of homes

About 412 Howard St

How much is 412 Howard St, Northborough, MA worth?

The TopHap Estimate for 412 Howard St, Northborough, MA is $1,518,526 as of Jul 14, 2026. The likely range is $1,413,878 to $1,623,174. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 412 Howard St, Northborough, MA last sell?

412 Howard St, Northborough, MA last sold on Jun 26, 2009, according to the county's recorded deed. TopHap holds 8 recorded sales for this parcel.

How big is 412 Howard St, Northborough, MA?

412 Howard St, Northborough, MA has 5 bedrooms, 3.5 bathrooms, 5,736 square feet of living space and a 3.92-acre lot.

When was 412 Howard St, Northborough, MA built?

412 Howard St, Northborough, MA was built in 1988, making it 38 years old. It is a colonial home. The building has 2 stories.

What schools serve 412 Howard St, Northborough, MA?

412 Howard St, Northborough, MA is assigned to Robert E. Melican Middle School (middle), rated B-; Lincoln Street (elementary), rated B; Algonquin Regional High School (high), rated A. All sit in Northborough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 412 Howard St, Northborough, MA compare to other homes in Northborough 01532?

Among the 4,998 homes in Northborough 01532, it is worth more than almost all of them ($1,518,526 against a typical $694,298), its price per square foot is higher than 3% of them ($265 against a typical $383), it is bigger than almost all of them (5,736 ft² against a typical 1,810 ft²), its lot is bigger than 90% of them (3.92 ac against a typical 0.56 ac) and it is newer than 70% of them (1988 against a typical 1975). Measured against all of Worcester County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 412 Howard St, Northborough, MA?

The 2025 property tax bill for 412 Howard St, Northborough, MA was $20,326. The county assessed it at $1,426,400.

Closest homes

More homes in Northborough 01532

Assigned schools

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