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Single Family ResidenceResidential
$280,718$136 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

412 RICHARD CT

MIDLAND, MI 48640
2
Baths
2,063 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1946
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$281K
$257K low$304K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$230,083
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$184,066
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.17%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,635
DOW CHEMICAL EMPLOYEES CU · recorded Sep 22, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,244 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$114,700 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$104,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$229,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
56
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMIDLAND
Lot (acres)The size of the land the home sits on, from county records.0.24
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Central Park Elementary SchoolB
Elementary · Grades KG–5 · 0.5 mi
H
Midland High SchoolA-
High · Grades 9–12 · 1.1 mi
M
Northeast Middle SchoolA
Middle · Grades 6–8 · 1.2 mi

District: Midland Public Schools

Neighborhood · ZIP 48640These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.32,324
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.290 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,196
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,376
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

412 Richard Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 77% of homes in Midland County
  • Bigger than 77% of homes in Midland County
  • Has a smaller lot than 83% of homes in Midland County
  • Older than 85% of homes in Midland County

What homes are worth in Midland 48640

Each bar is how many homes fall in that price range. The marker is this home.

This home
$83K$612K

This home is worth more than 64% of homes in Midland 48640.

How it measures up in Midland 48640

The dot is this home. The mark in the middle is the typical home in Midland 48640.

Estimated value$280,718
CheaperTypical $237,095Pricier

Pricier than 64% of homes nearby

Price per ft²$136
CheaperTypical $157Pricier

Pricier than 25% of homes nearby

Living area2,063 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 75% of homes nearby

Lot size0.24 ac
SmallerTypical 0.48 acBigger

Bigger than 23% of homes nearby

Year built1946
OlderTypical 1967Newer

Newer than 23% of homes nearby

How 412 Richard Ct ranks against every home in each area.
MeasureThis homeMidland 48640Midland County
Estimated valuepricier than$280,71864% of homes63% of homes
Price per ft²pricier than$13625% of homes23% of homes
Living areabigger than2,063 ft²75% of homes77% of homes
Lot sizebigger than0.24 ac23% of homes17% of homes
Year builtnewer than194623% of homes15% of homes

About 412 Richard Ct

How much is 412 Richard Ct, Midland, MI worth?

The TopHap Estimate for 412 Richard Ct, Midland, MI is $280,718 as of Jul 14, 2026. The likely range is $257,278 to $304,158. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 412 Richard Ct, Midland, MI last sell?

412 Richard Ct, Midland, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 412 Richard Ct, Midland, MI?

412 Richard Ct, Midland, MI has 2 bathrooms, 2,063 square feet of living space and a 0.24-acre lot.

When was 412 Richard Ct, Midland, MI built?

412 Richard Ct, Midland, MI was built in 1946, making it 80 years old. The building has 1 story.

What schools serve 412 Richard Ct, Midland, MI?

412 Richard Ct, Midland, MI is assigned to Central Park Elementary School (elementary), rated B; Midland High School (high), rated A-; Northeast Middle School (middle), rated A. All sit in Midland Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 412 Richard Ct, Midland, MI compare to other homes in Midland 48640?

Among the 11,804 homes in Midland 48640, it is worth more than 64% of them ($280,718 against a typical $237,095), its price per square foot is higher than 25% of them ($136 against a typical $157), it is bigger than 75% of them (2,063 ft² against a typical 1,536 ft²), its lot is bigger than 23% of them (0.24 ac against a typical 0.48 ac) and it is newer than 23% of them (1946 against a typical 1967). Measured against all of Midland County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 412 Richard Ct, Midland, MI?

The 2025 property tax bill for 412 Richard Ct, Midland, MI was $3,244. The county assessed it at $114,700.

More homes on Richard Ct

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Assigned schools

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