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Single Family ResidenceResidential
$150,502$171 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 65How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $130,000 on Jan 5, 2023

412 RIVERBEND ST

WAYNESVILLE, NC 28786
2
Beds
1
Baths
880 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1923
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$151K
$98K low$203K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$130,000 · Jan 5, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$20,502
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$16,402
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.85%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$130,000
CARLOS ESQUIVE SANCHEZ ETUX · recorded Jan 5, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$458 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$62,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$56,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$54,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$62,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.80 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyHAYWOOD
Lot (acres)The size of the land the home sits on, from county records.0.11
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Partial
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hazelwood Elementary SchoolA-
Elementary · Grades PK–5 · 0.8 mi
M
Waynesville Middle SchoolC-
Middle · Grades 6–8 · 1.0 mi
H
Tuscola High SchoolB+
High · Grades 9–12 · 4.5 mi

District: Haywood County Schools

Neighborhood · ZIP 28786These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.118

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.21,955
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.263 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,861
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,246
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

412 Riverbend St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Waynesville 28786
  • Costs less per square foot than 90% of homes in Haywood County
  • Smaller than 82% of homes in Waynesville 28786
  • Has a smaller lot than 95% of homes in Haywood County
  • Older than 96% of homes in Waynesville 28786

What homes are worth in Waynesville 28786

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$1.3M

This home is worth more than 12% of homes in Waynesville 28786.

How it measures up in Waynesville 28786

The dot is this home. The mark in the middle is the typical home in Waynesville 28786.

Estimated value$150,502
CheaperTypical $329,202Pricier

Pricier than 12% of homes nearby

Price per ft²$171
CheaperTypical $279Pricier

Pricier than 12% of homes nearby

Living area880 ft²
SmallerTypical 1,232 ft²Bigger

Bigger than 18% of homes nearby

Lot size0.11 ac
SmallerTypical 0.61 acBigger

Bigger than 6% of homes nearby

Year built1923
OlderTypical 1978Newer

Newer than 4% of homes nearby

How 412 Riverbend St ranks against every home in each area.
MeasureThis homeWaynesville 28786Haywood County
Estimated valuepricier than$150,50212% of homes12% of homes
Price per ft²pricier than$17112% of homes10% of homes
Living areabigger than880 ft²18% of homes21% of homes
Lot sizebigger than0.11 ac6% of homes5% of homes
Year builtnewer than19234% of homes4% of homes

About 412 Riverbend St

How much is 412 Riverbend St, Waynesville, NC worth?

The TopHap Estimate for 412 Riverbend St, Waynesville, NC is $150,502 as of Jul 14, 2026. The likely range is $97,935 to $203,069. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 412 Riverbend St, Waynesville, NC last sell?

412 Riverbend St, Waynesville, NC last sold on Jan 5, 2023 for $130,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 412 Riverbend St, Waynesville, NC?

412 Riverbend St, Waynesville, NC has 2 bedrooms, 1 bathrooms, 880 square feet of living space and a 0.11-acre lot.

When was 412 Riverbend St, Waynesville, NC built?

412 Riverbend St, Waynesville, NC was built in 1923, making it 103 years old. It is a conventional home. The building has 1 story.

What schools serve 412 Riverbend St, Waynesville, NC?

412 Riverbend St, Waynesville, NC is assigned to Hazelwood Elementary School (elementary), rated A-; Waynesville Middle School (middle), rated C-; Tuscola High School (high), rated B+. All sit in Haywood County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 412 Riverbend St, Waynesville, NC compare to other homes in Waynesville 28786?

Among the 10,851 homes in Waynesville 28786, it is worth more than 12% of them ($150,502 against a typical $329,202), its price per square foot is higher than 12% of them ($171 against a typical $279), it is bigger than 18% of them (880 ft² against a typical 1,232 ft²), its lot is bigger than 6% of them (0.11 ac against a typical 0.61 ac) and it is newer than 4% of them (1923 against a typical 1978). Measured against all of Haywood County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 412 Riverbend St, Waynesville, NC?

The 2025 property tax bill for 412 Riverbend St, Waynesville, NC was $458. The county assessed it at $62,900.

Closest homes

More homes in Waynesville 28786

Assigned schools

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