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Single Family ResidenceResidential
$317,743$246 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

412 RUSTIC VALLEY CT

BALLWIN, MO 63021
3
Beds
2
Baths
1,290 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$318K
$295K low$340K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$47,553
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$38,042
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.86%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$162,990
JPMORGAN CHASE BANK NA · recorded Oct 16, 2015
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$107,200
MORTGAGE SOLUTIONS LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,259 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$59,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$29,470
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$29,930
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$50,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$312,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySt. Louis
Lot (acres)The size of the land the home sits on, from county records.0.26
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.BalconyPatio · 25 ft²Porch · 30 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Oak Brook Elementary SchoolB
Elementary · Grades KG–5 · 0.8 mi
M
Southwest Middle SchoolC+
Middle · Grades 6–8 · 1.8 mi
H
South High SchoolB+
High · Grades 9–12 · 2.2 mi

District: Parkway School District

Neighborhood · ZIP 63021These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.41
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.129

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.39%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.55,113
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,498 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$113,595
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$131,969
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

412 Rustic Valley Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Ballwin
  • Costs more per square foot than 82% of homes in Ballwin
  • Smaller than 81% of homes in Ballwin
  • Has a bigger lot than 69% of homes in St. Louis County
  • Newer than 76% of homes in St. Louis County

What homes are worth in Ballwin 63021

Each bar is how many homes fall in that price range. The marker is this home.

This home
$174K$842K

This home is worth more than 35% of homes in Ballwin 63021.

How it measures up in Ballwin 63021

The dot is this home. The mark in the middle is the typical home in Ballwin 63021.

Estimated value$317,743
CheaperTypical $363,974Pricier

Pricier than 35% of homes nearby

Price per ft²$246
CheaperTypical $214Pricier

Pricier than 79% of homes nearby

Living area1,290 ft²
SmallerTypical 1,668 ft²Bigger

Bigger than 26% of homes nearby

Lot size0.26 ac
SmallerTypical 0.21 acBigger

Bigger than 68% of homes nearby

Year built1984
OlderTypical 1983Newer

Newer than 55% of homes nearby

How 412 Rustic Valley Ct ranks against every home in each area.
MeasureThis homeBallwinBallwin 63021St. Louis County
Estimated valuepricier than$317,74325% of homes35% of homes58% of homes
Price per ft²pricier than$24682% of homes79% of homes80% of homes
Living areabigger than1,290 ft²19% of homes26% of homes42% of homes
Lot sizebigger than0.26 ac44% of homes68% of homes69% of homes
Year builtnewer than198473% of homes55% of homes76% of homes

About 412 Rustic Valley Ct

How much is 412 Rustic Valley Ct, Ballwin, MO worth?

The TopHap Estimate for 412 Rustic Valley Ct, Ballwin, MO is $317,743 as of Jul 14, 2026. The likely range is $295,078 to $340,408. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 412 Rustic Valley Ct, Ballwin, MO last sell?

412 Rustic Valley Ct, Ballwin, MO last sold on Jul 8, 2021, according to the county's recorded deed.

How big is 412 Rustic Valley Ct, Ballwin, MO?

412 Rustic Valley Ct, Ballwin, MO has 3 bedrooms, 2 bathrooms, 1,290 square feet of living space and a 0.26-acre lot.

When was 412 Rustic Valley Ct, Ballwin, MO built?

412 Rustic Valley Ct, Ballwin, MO was built in 1984, making it 42 years old. It is a ranch home. The building has 1 story.

What schools serve 412 Rustic Valley Ct, Ballwin, MO?

412 Rustic Valley Ct, Ballwin, MO is assigned to Oak Brook Elementary School (elementary), rated B; Southwest Middle School (middle), rated C+; South High School (high), rated B+. All sit in Parkway School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 412 Rustic Valley Ct, Ballwin, MO compare to other homes in Ballwin 63021?

Among the 19,790 homes in Ballwin 63021, it is worth more than 35% of them ($317,743 against a typical $363,974), its price per square foot is higher than 79% of them ($246 against a typical $214), it is bigger than 26% of them (1,290 ft² against a typical 1,668 ft²), its lot is bigger than 68% of them (0.26 ac against a typical 0.21 ac) and it is newer than 55% of them (1984 against a typical 1983). Measured against all of St. Louis County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 412 Rustic Valley Ct, Ballwin, MO?

The 2024 property tax bill for 412 Rustic Valley Ct, Ballwin, MO was $3,259. The county assessed it at $59,400.

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