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Single Family ResidenceResidential
$1,335,483$264 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $956,598 on Dec 27, 2006

41206 COTTER CT

WATERFORD, VA 20197
4
Beds
3.5
Baths
5,062 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.04 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.3M
$1.3M low$1.4M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$956,598 · Dec 27, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,342 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,284,780 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$350,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$934,280
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,228,550
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,284,780

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
34
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyLOUDOUN
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 199 ft²Porch · 105 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Waterford Elementary SchoolA
Elementary · Grades PK–5 · 1.9 mi
M
Harmony Middle SchoolA-
Middle · Grades 6–8 · 7.3 mi
H
Woodgrove High SchoolA
High · Grades 9–12 · 8.8 mi

District: Loudoun County Public Schools

Neighborhood · ZIP 20197These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.39%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,364
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.174 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$202,181
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$238,233
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

41206 Cotter Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Loudoun County
  • Costs less per square foot than 73% of homes in Loudoun County
  • Bigger than 89% of homes in Loudoun County
  • Has a bigger lot than 92% of homes in Loudoun County
  • Newer than 68% of homes in Waterford 20197

What homes are worth in Waterford 20197

Each bar is how many homes fall in that price range. The marker is this home.

This home
$651K$2.5M

This home is worth more than 46% of homes in Waterford 20197.

How it measures up in Waterford 20197

The dot is this home. The mark in the middle is the typical home in Waterford 20197.

Estimated value$1,335,483
CheaperTypical $1,361,834Pricier

Pricier than 46% of homes nearby

Price per ft²$264
CheaperTypical $316Pricier

Pricier than 28% of homes nearby

Living area5,062 ft²
SmallerTypical 4,439 ft²Bigger

Bigger than 61% of homes nearby

Lot size3.04 ac
SmallerTypical 3.3 acBigger

Bigger than 39% of homes nearby

Year built2006
OlderTypical 2002Newer

Newer than 68% of homes nearby

How 41206 Cotter Ct ranks against every home in each area.
MeasureThis homeWaterford 20197Loudoun County
Estimated valuepricier than$1,335,48346% of homes88% of homes
Price per ft²pricier than$26428% of homes27% of homes
Living areabigger than5,062 ft²61% of homes89% of homes
Lot sizebigger than3.04 ac39% of homes92% of homes
Year builtnewer than200668% of homes66% of homes

About 41206 Cotter Ct

How much is 41206 Cotter Ct, Waterford, VA worth?

The TopHap Estimate for 41206 Cotter Ct, Waterford, VA is $1,335,483 as of Sep 24, 2026. The likely range is $1,273,828 to $1,397,138. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 41206 Cotter Ct, Waterford, VA last sell?

41206 Cotter Ct, Waterford, VA last sold on Dec 27, 2006 for $956,598, according to the county's recorded deed.

How big is 41206 Cotter Ct, Waterford, VA?

41206 Cotter Ct, Waterford, VA has 4 bedrooms, 3.5 bathrooms and 5,062 square feet of living space.

When was 41206 Cotter Ct, Waterford, VA built?

41206 Cotter Ct, Waterford, VA was built in 2006, making it 20 years old. It is a colonial home. The building has 2 stories.

What schools serve 41206 Cotter Ct, Waterford, VA?

41206 Cotter Ct, Waterford, VA is assigned to Waterford Elementary School (elementary), rated A; Harmony Middle School (middle), rated A-; Woodgrove High School (high), rated A. All sit in Loudoun County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 41206 Cotter Ct, Waterford, VA compare to other homes in Waterford 20197?

Among the 920 homes in Waterford 20197, it is worth more than 46% of them ($1,335,483 against a typical $1,361,834), its price per square foot is higher than 28% of them ($264 against a typical $316), it is bigger than 61% of them (5,062 ft² against a typical 4,439 ft²), its lot is bigger than 39% of them (3.04 ac against a typical 3.3 ac) and it is newer than 68% of them (2006 against a typical 2002). Measured against all of Loudoun County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 41206 Cotter Ct, Waterford, VA?

The 2026 property tax bill for 41206 Cotter Ct, Waterford, VA was $10,342. The county assessed it at $1,284,780.

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