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Single Family ResidenceResidential
$245,000$189 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $105,000 on Jul 9, 2018

413 ELM ST

DERBY LINE, VT 05830
3
Beds
2 / 1
Baths
1,296 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.69 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$245K
$228K low$262K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$105,000 · Jul 9, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,180 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$146,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$36,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$110,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$146,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
49
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyORLEANS
Lot (acres)The size of the land the home sits on, from county records.0.69
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Derby Elementary SchoolD
Elementary · Grades PK–6 · 0.5 mi
M
North Country Union Junior High SchoolC-
Middle · Grades 7–8 · 3.9 mi
H
North Country Union High SchoolD-
High · Grades 9–12 · 6.0 mi

District: Derby School District

Neighborhood · ZIP 05830These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.165
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.70%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,261
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.28 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,172
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,338
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

413 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Derby Line 05830
  • Costs less per square foot than 68% of homes in Derby Line 05830
  • Has a smaller lot than 73% of homes in Orleans County

What homes are worth in Derby Line 05830

Each bar is how many homes fall in that price range. The marker is this home.

This home
$91K$637K

This home is worth more than 31% of homes in Derby Line 05830.

How it measures up in Derby Line 05830

The dot is this home. The mark in the middle is the typical home in Derby Line 05830.

Estimated value$245,000
CheaperTypical $283,758Pricier

Pricier than 31% of homes nearby

Price per ft²$189
CheaperTypical $223Pricier

Pricier than 32% of homes nearby

Living area1,296 ft²
SmallerTypical 1,316 ft²Bigger

Bigger than 50% of homes nearby

Lot size0.69 ac
SmallerTypical 1.21 acBigger

Bigger than 40% of homes nearby

Year built1976
OlderTypical 1972Newer

Newer than 56% of homes nearby

How 413 Elm St ranks against every home in each area.
MeasureThis homeDerby Line 05830Orleans County
Estimated valuepricier than$245,00031% of homes31% of homes
Price per ft²pricier than$18932% of homes33% of homes
Living areabigger than1,296 ft²50% of homes44% of homes
Lot sizebigger than0.69 ac40% of homes27% of homes
Year builtnewer than197656% of homes49% of homes

About 413 Elm St

How much is 413 Elm St, Derby Line, VT worth?

The TopHap Estimate for 413 Elm St, Derby Line, VT is $245,000 as of Oct 21, 2026. The likely range is $228,341 to $261,659. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 413 Elm St, Derby Line, VT last sell?

413 Elm St, Derby Line, VT last sold on Jul 9, 2018 for $105,000, according to the county's recorded deed.

How big is 413 Elm St, Derby Line, VT?

413 Elm St, Derby Line, VT has 3 bedrooms, 2 bathrooms, 1,296 square feet of living space and a 0.69-acre lot.

When was 413 Elm St, Derby Line, VT built?

413 Elm St, Derby Line, VT was built in 1976, making it 50 years old. It is a ranch home. The building has 1 story.

What schools serve 413 Elm St, Derby Line, VT?

413 Elm St, Derby Line, VT is assigned to Derby Elementary School (elementary), rated D; North Country Union Junior High School (middle), rated C-; North Country Union High School (high), rated D-. All sit in Derby School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 413 Elm St, Derby Line, VT compare to other homes in Derby Line 05830?

Among the 638 homes in Derby Line 05830, it is worth more than 31% of them ($245,000 against a typical $283,758), its price per square foot is higher than 32% of them ($189 against a typical $223), it is bigger than 50% of them (1,296 ft² against a typical 1,316 ft²), its lot is bigger than 40% of them (0.69 ac against a typical 1.21 ac) and it is newer than 56% of them (1976 against a typical 1972). Measured against all of Orleans County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 413 Elm St, Derby Line, VT?

The 2025 property tax bill for 413 Elm St, Derby Line, VT was $2,180. The county assessed it at $146,500.

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