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Single Family ResidenceResidential
$392,846$160 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

413 N CHURCH ST

ECTOR, TX 75439
2.5
Baths
2,459 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.91 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.

Valuation

$393K
$334K low$451K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$253,646
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$202,917
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.38%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$139,200
CURTIS MORTGAGE INC · recorded Mar 23, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,877 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$395,270 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$71,610
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$323,660
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$364,710
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$395,270

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
60
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
58
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
57
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFannin
Lot (acres)The size of the land the home sits on, from county records.0.91
ConstructionThe main material the home's frame and walls are built from.Wood Frame
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 948 ft²Porch · 385 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ector Elementary SchoolD+
Elementary · Grades PK–5 · 0.5 mi
M
Ector High SchoolB-
Middle · Grades 6–12 · 0.5 mi

District: Ector Independent School District

Neighborhood · ZIP 75439These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.1,433
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.72 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,206
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,042
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

413 N Church St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Ector 75439
  • Bigger than 85% of homes in Ector 75439
  • Newer than 65% of homes in Ector 75439

What homes are worth in Ector 75439

Each bar is how many homes fall in that price range. The marker is this home.

This home
$67K$1.6M

This home is worth more than 74% of homes in Ector 75439.

How it measures up in Ector 75439

The dot is this home. The mark in the middle is the typical home in Ector 75439.

Estimated value$392,846
CheaperTypical $237,674Pricier

Pricier than 74% of homes nearby

Price per ft²$160
CheaperTypical $156Pricier

Pricier than 54% of homes nearby

Living area2,459 ft²
SmallerTypical 1,570 ft²Bigger

Bigger than 85% of homes nearby

Lot size0.91 ac
SmallerTypical 1 acBigger

Bigger than 45% of homes nearby

Year built2000
OlderTypical 1988Newer

Newer than 65% of homes nearby

How 413 N Church St ranks against every home in each area.
MeasureThis homeEctor 75439Fannin County
Estimated valuepricier than$392,84674% of homes64% of homes
Price per ft²pricier than$16054% of homes46% of homes
Living areabigger than2,459 ft²85% of homes79% of homes
Lot sizebigger than0.91 ac45% of homes43% of homes
Year builtnewer than200065% of homes64% of homes

About 413 N Church St

How much is 413 N Church St, Ector, TX worth?

The TopHap Estimate for 413 N Church St, Ector, TX is $392,846 as of Jul 14, 2026. The likely range is $334,325 to $451,367. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 413 N Church St, Ector, TX last sell?

413 N Church St, Ector, TX last sold on Jan 24, 2019, according to the county's recorded deed.

How big is 413 N Church St, Ector, TX?

413 N Church St, Ector, TX has 2.5 bathrooms, 2,459 square feet of living space and a 0.91-acre lot.

When was 413 N Church St, Ector, TX built?

413 N Church St, Ector, TX was built in 2000, making it 26 years old.

What schools serve 413 N Church St, Ector, TX?

413 N Church St, Ector, TX is assigned to Ector Elementary School (elementary), rated D+; Ector High School (middle), rated B-. All sit in Ector Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 413 N Church St, Ector, TX compare to other homes in Ector 75439?

Among the 507 homes in Ector 75439, it is worth more than 74% of them ($392,846 against a typical $237,674), its price per square foot is higher than 54% of them ($160 against a typical $156), it is bigger than 85% of them (2,459 ft² against a typical 1,570 ft²), its lot is bigger than 45% of them (0.91 ac against a typical 1 ac) and it is newer than 65% of them (2000 against a typical 1988). Measured against all of Fannin County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 413 N Church St, Ector, TX?

The 2024 property tax bill for 413 N Church St, Ector, TX was $4,877. The county assessed it at $395,270.

Closest homes

More homes in Ector 75439

Assigned schools

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