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Single Family ResidenceResidential
$1,093,035$270 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $570,000 on Nov 4, 2014

413 SW 97TH TER

GAINESVILLE, FL 32607
5
Beds
5
Baths
4,044 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.53 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$918K low$1.3M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$570,000 · Nov 4, 2014
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$548,435
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$438,748
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.50%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$544,600
AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO · recorded Apr 7, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$75,575 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$610,168 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$592,975
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$961,235

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.53
43
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
47
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAlachua
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.6.53
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 160 ft²Patio · 1,992 ft²Porch · 1,493 ft²Sprinklers

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hidden Oak Elementary SchoolA+
Elementary · Grades KG–5 · 1.6 mi
M
Kanapaha Middle SchoolB+
Middle · Grades 6–8 · 3.2 mi
H
F. W. Buchholz High SchoolB
High · Grades 9–12 · 3.3 mi

District: Alachua County School District

Neighborhood · ZIP 32607These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.38,519
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,934 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,241
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,435
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

413 Sw 97th Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Gainesville 32607
  • Costs more per square foot than 96% of homes in Gainesville 32607
  • Bigger than 98% of homes in Alachua County
  • Has a bigger lot than 98% of homes in Gainesville 32607

What homes are worth in Gainesville 32607

Each bar is how many homes fall in that price range. The marker is this home.

This home
$79K$958K

This home is worth more than almost all homes in Gainesville 32607.

How it measures up in Gainesville 32607

The dot is this home. The mark in the middle is the typical home in Gainesville 32607.

Estimated value$1,093,035
CheaperTypical $293,672Pricier

Pricier than almost all homes nearby

Price per ft²$270
CheaperTypical $176Pricier

Pricier than 96% of homes nearby

Living area4,044 ft²
SmallerTypical 1,608 ft²Bigger

Bigger than 97% of homes nearby

Lot size6.53 ac
SmallerTypical 0.24 acBigger

Bigger than 98% of homes nearby

Year built1985
OlderTypical 1984Newer

Newer than 60% of homes nearby

How 413 Sw 97th Ter ranks against every home in each area.
MeasureThis homeGainesville 32607Alachua County
Estimated valuepricier than$1,093,035almost all homesalmost all homes
Price per ft²pricier than$27096% of homes94% of homes
Living areabigger than4,044 ft²97% of homes98% of homes
Lot sizebigger than6.53 ac98% of homes94% of homes
Year builtnewer than198560% of homes48% of homes

About 413 Sw 97th Ter

How much is 413 Sw 97th Ter, Gainesville, FL worth?

The TopHap Estimate for 413 Sw 97th Ter, Gainesville, FL is $1,093,035 as of Jun 23, 2026. The likely range is $918,149 to $1,267,920. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 413 Sw 97th Ter, Gainesville, FL last sell?

413 Sw 97th Ter, Gainesville, FL last sold on Nov 4, 2014 for $570,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 413 Sw 97th Ter, Gainesville, FL?

413 Sw 97th Ter, Gainesville, FL has 5 bedrooms, 5 bathrooms, 4,044 square feet of living space and a 6.53-acre lot.

When was 413 Sw 97th Ter, Gainesville, FL built?

413 Sw 97th Ter, Gainesville, FL was built in 1985, making it 41 years old. The building has 1 story.

What schools serve 413 Sw 97th Ter, Gainesville, FL?

413 Sw 97th Ter, Gainesville, FL is assigned to Hidden Oak Elementary School (elementary), rated A+; Kanapaha Middle School (middle), rated B+; F. W. Buchholz High School (high), rated B. All sit in Alachua County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 413 Sw 97th Ter, Gainesville, FL compare to other homes in Gainesville 32607?

Among the 7,705 homes in Gainesville 32607, it is worth more than almost all of them ($1,093,035 against a typical $293,672), its price per square foot is higher than 96% of them ($270 against a typical $176), it is bigger than 97% of them (4,044 ft² against a typical 1,608 ft²), its lot is bigger than 98% of them (6.53 ac against a typical 0.24 ac) and it is newer than 60% of them (1985 against a typical 1984). Measured against all of Alachua County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 413 Sw 97th Ter, Gainesville, FL?

The 2024 property tax bill for 413 Sw 97th Ter, Gainesville, FL was $75,575. The county assessed it at $610,168.

Closest homes

More homes in Gainesville 32607

Assigned schools

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