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Single Family ResidentialResidential
$356,102
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $139,000 on Oct 5, 2016

414 1ST ST NW

WATERTOWN, SD 57201
0
Baths
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1936
Year BuiltThe year the home was originally built, according to county records.

Valuation

$356K
$301K low$411K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$139,000 · Oct 5, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$263,382
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$210,706
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.26%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$92,720
WELLS FARGO BANK NA · recorded Oct 23, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,087 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$157,055 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$41,461
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$115,594
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$157,055

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyCODINGTON
Lot (acres)The size of the land the home sits on, from county records.0.18
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mellette Elementary SchoolD+
Elementary · Grades KG–4 · 0.2 mi
H
Watertown High SchoolC
High · Grades 9–12 · 0.9 mi
M
Watertown Middle SchoolA
Middle · Grades 7–8 · 1.4 mi

District: Watertown School District 14-4

Neighborhood · ZIP 57201These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.5%
PopulationHow many people live in this area.26,802
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.81 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,378
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,941
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

414 1st St Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Watertown 57201
  • Has a smaller lot than 76% of homes in Watertown 57201
  • Older than 77% of homes in Watertown 57201

What homes are worth in Watertown 57201

Each bar is how many homes fall in that price range. The marker is this home.

This home
$186K$983K

This home is worth more than 25% of homes in Watertown 57201.

How it measures up in Watertown 57201

The dot is this home. The mark in the middle is the typical home in Watertown 57201.

Estimated value$356,102
CheaperTypical $552,900Pricier

Pricier than 25% of homes nearby

Lot size0.18 ac
SmallerTypical 0.25 acBigger

Bigger than 24% of homes nearby

Year built1936
OlderTypical 1978Newer

Newer than 23% of homes nearby

How 414 1st St Nw ranks against every home in each area.
MeasureThis homeWatertown 57201
Estimated valuepricier than$356,10225% of homes
Lot sizebigger than0.18 ac24% of homes
Year builtnewer than193623% of homes

About 414 1st St Nw

How much is 414 1st St Nw, Watertown, SD worth?

The TopHap Estimate for 414 1st St Nw, Watertown, SD is $356,102 as of Jul 14, 2026. The likely range is $300,761 to $411,443. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 414 1st St Nw, Watertown, SD last sell?

414 1st St Nw, Watertown, SD last sold on Oct 5, 2016 for $139,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

When was 414 1st St Nw, Watertown, SD built?

414 1st St Nw, Watertown, SD was built in 1936, making it 90 years old.

What schools serve 414 1st St Nw, Watertown, SD?

414 1st St Nw, Watertown, SD is assigned to Mellette Elementary School (elementary), rated D+; Watertown High School (high), rated C; Watertown Middle School (middle), rated A. All sit in Watertown School District 14-4. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 414 1st St Nw, Watertown, SD compare to other homes in Watertown 57201?

Among the 10,095 homes in Watertown 57201, it is worth more than 25% of them ($356,102 against a typical $552,900), its lot is bigger than 24% of them (0.18 ac against a typical 0.25 ac) and it is newer than 23% of them (1936 against a typical 1978). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 414 1st St Nw, Watertown, SD?

The 2025 property tax bill for 414 1st St Nw, Watertown, SD was $2,087. The county assessed it at $157,055.

Closest homes

More homes in Watertown 57201

Assigned schools

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