Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$591,757$228 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

414 LOUISE LN

WATERLOO, IL 62298
3
Beds
5
Baths
2,595 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.81 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$592K
$504K low$680K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,906 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$189,280 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,050
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$164,230
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$188,682
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$567,840

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.23
63
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.28 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMONROE
Lot (acres)The size of the land the home sits on, from county records.0.81
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 264 ft²Porch · 400 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
W. J. Zahnow Elementary School
Elementary · Grades PK–1 · 0.5 mi
M
Waterloo Junior High SchoolB+
Middle · Grades 6–8 · 0.7 mi
H
Waterloo High SchoolB-
High · Grades 9–12 · 2.0 mi

District: Waterloo Community Unit School District 5

Neighborhood · ZIP 62298These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.169

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.18,127
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.124 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$101,202
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,724
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

414 Louise Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Waterloo 62298
  • Bigger than 96% of homes in Waterloo 62298
  • Newer than 75% of homes in Waterloo 62298

What homes are worth in Waterloo 62298

Each bar is how many homes fall in that price range. The marker is this home.

This home
$118K$682K

This home is worth more than 95% of homes in Waterloo 62298.

How it measures up in Waterloo 62298

The dot is this home. The mark in the middle is the typical home in Waterloo 62298.

Estimated value$591,757
CheaperTypical $317,230Pricier

Pricier than 95% of homes nearby

Price per ft²$228
CheaperTypical $214Pricier

Pricier than 63% of homes nearby

Living area2,595 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 96% of homes nearby

Lot size0.81 ac
SmallerTypical 0.43 acBigger

Bigger than 58% of homes nearby

Year built2002
OlderTypical 1990Newer

Newer than 75% of homes nearby

How 414 Louise Ln ranks against every home in each area.
MeasureThis homeWaterloo 62298Monroe County
Estimated valuepricier than$591,75795% of homes95% of homes
Price per ft²pricier than$22863% of homes62% of homes
Living areabigger than2,595 ft²96% of homes96% of homes
Lot sizebigger than0.81 ac58% of homes61% of homes
Year builtnewer than200275% of homes75% of homes

About 414 Louise Ln

How much is 414 Louise Ln, Waterloo, IL worth?

The TopHap Estimate for 414 Louise Ln, Waterloo, IL is $591,757 as of Aug 30, 2026. The likely range is $503,902 to $679,612. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 414 Louise Ln, Waterloo, IL last sell?

414 Louise Ln, Waterloo, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 414 Louise Ln, Waterloo, IL?

414 Louise Ln, Waterloo, IL has 3 bedrooms, 5 bathrooms, 2,595 square feet of living space and a 0.81-acre lot.

When was 414 Louise Ln, Waterloo, IL built?

414 Louise Ln, Waterloo, IL was built in 2002, making it 24 years old. The building has 1 story.

What schools serve 414 Louise Ln, Waterloo, IL?

414 Louise Ln, Waterloo, IL is assigned to W. J. Zahnow Elementary School (elementary); Waterloo Junior High School (middle), rated B+; Waterloo High School (high), rated B-. All sit in Waterloo Community Unit School District 5. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 414 Louise Ln, Waterloo, IL compare to other homes in Waterloo 62298?

Among the 7,135 homes in Waterloo 62298, it is worth more than 95% of them ($591,757 against a typical $317,230), its price per square foot is higher than 63% of them ($228 against a typical $214), it is bigger than 96% of them (2,595 ft² against a typical 1,500 ft²), its lot is bigger than 58% of them (0.81 ac against a typical 0.43 ac) and it is newer than 75% of them (2002 against a typical 1990). Measured against all of Monroe County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 414 Louise Ln, Waterloo, IL?

The 2025 property tax bill for 414 Louise Ln, Waterloo, IL was $10,906. The county assessed it at $189,280.

More homes on Louise Ln

Closest homes

More homes in Waterloo 62298

Assigned schools

Explore the area

See this home in context

Open 414 Louise Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map