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Single Family ResidenceResidential
$201,706$148 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

414 S WHITE ST

SIDNEY, IL 61877
2
Baths
1,360 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1986
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$202K
$189K low$215K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$195,706
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$156,565
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.3%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$6,000
PHILO EXCHANGE BANK · recorded Jan 25, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,925 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$62,820 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,810
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$55,010
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$58,820
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$188,460

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.25 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyChampaign
ConstructionThe main material the home's frame and walls are built from.Wood Frame
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 354 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Unity East Elementary SchoolB
Elementary · Grades KG–5 · 4.7 mi
H
Unity High SchoolD+
High · Grades 9–12 · 9.8 mi
M
Unity Junior High SchoolC+
Middle · Grades 6–8 · 9.9 mi

District: Tolono Community Unit School District 7

Neighborhood · ZIP 61877These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.52
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.1,395
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.50 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,878
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,455
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

414 S White St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Newer than 79% of homes in Champaign County

What homes are worth in Sidney 61877

Each bar is how many homes fall in that price range. The marker is this home.

This home
$76K$532K

This home is worth more than 43% of homes in Sidney 61877.

How it measures up in Sidney 61877

The dot is this home. The mark in the middle is the typical home in Sidney 61877.

Estimated value$201,706
CheaperTypical $215,206Pricier

Pricier than 43% of homes nearby

Price per ft²$148
CheaperTypical $153Pricier

Pricier than 43% of homes nearby

Living area1,360 ft²
SmallerTypical 1,371 ft²Bigger

Bigger than 49% of homes nearby

Year built1986
OlderTypical 1969Newer

Newer than 76% of homes nearby

How 414 S White St ranks against every home in each area.
MeasureThis homeSidney 61877Champaign County
Estimated valuepricier than$201,70643% of homes41% of homes
Price per ft²pricier than$14843% of homes37% of homes
Living areabigger than1,360 ft²49% of homes60% of homes
Year builtnewer than198676% of homes79% of homes

About 414 S White St

How much is 414 S White St, Sidney, IL worth?

The TopHap Estimate for 414 S White St, Sidney, IL is $201,706 as of Jul 14, 2026. The likely range is $188,617 to $214,795. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 414 S White St, Sidney, IL?

414 S White St, Sidney, IL has 2 bathrooms and 1,360 square feet of living space.

When was 414 S White St, Sidney, IL built?

414 S White St, Sidney, IL was built in 1986, making it 40 years old. It is a a-frame home. The building has 1 story.

What schools serve 414 S White St, Sidney, IL?

414 S White St, Sidney, IL is assigned to Unity East Elementary School (elementary), rated B; Unity High School (high), rated D+; Unity Junior High School (middle), rated C+. All sit in Tolono Community Unit School District 7. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 414 S White St, Sidney, IL compare to other homes in Sidney 61877?

Among the 652 homes in Sidney 61877, it is worth more than 43% of them ($201,706 against a typical $215,206), its price per square foot is higher than 43% of them ($148 against a typical $153), it is bigger than 49% of them (1,360 ft² against a typical 1,371 ft²) and it is newer than 76% of them (1986 against a typical 1969). Measured against all of Champaign County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 414 S White St, Sidney, IL?

The 2024 property tax bill for 414 S White St, Sidney, IL was $2,925. The county assessed it at $62,820.

Closest homes

More homes in Sidney 61877

Assigned schools

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