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Residential (General/Single)Residential
$675,581$434 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $240,000 on Jul 3, 2000

415 CHARLES ST

NEW MILFORD, NJ 07646
0
Baths
1,555 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1947
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$676K
$633K low$718K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$240,000 · Jul 3, 2000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,443 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$571,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$381,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$189,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$288,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$571,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.13
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
New Milford High SchoolB
High · Grades 9–12 · 0.2 mi
M
David E. Owens Middle SchoolA-
Middle · Grades 6–8 · 0.4 mi
E
Bertrand F. Gibbs Elementary SchoolA-
Elementary · Grades PK–5 · 0.6 mi

District: New Milford Borough School District

Neighborhood · ZIP 07646These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.59
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.122
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.116

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.17,542
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7,503 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$114,536
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$133,310
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

415 Charles St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in New Milford 07646
  • Smaller than 66% of homes in New Milford 07646
  • Has a smaller lot than 85% of homes in New Milford 07646
  • Older than 66% of homes in Bergen County

What homes are worth in New Milford 07646

Each bar is how many homes fall in that price range. The marker is this home.

This home
$476K$1.4M

This home is worth more than 25% of homes in New Milford 07646.

How it measures up in New Milford 07646

The dot is this home. The mark in the middle is the typical home in New Milford 07646.

Estimated value$675,581
CheaperTypical $744,125Pricier

Pricier than 25% of homes nearby

Price per ft²$434
CheaperTypical $434Pricier

Pricier than 50% of homes nearby

Living area1,555 ft²
SmallerTypical 1,715 ft²Bigger

Bigger than 34% of homes nearby

Lot size0.13 ac
SmallerTypical 0.18 acBigger

Bigger than 15% of homes nearby

Year built1947
OlderTypical 1952Newer

Newer than 36% of homes nearby

How 415 Charles St ranks against every home in each area.
MeasureThis homeNew Milford 07646Bergen County
Estimated valuepricier than$675,58125% of homes34% of homes
Price per ft²pricier than$43450% of homes51% of homes
Living areabigger than1,555 ft²34% of homes34% of homes
Lot sizebigger than0.13 ac15% of homes38% of homes
Year builtnewer than194736% of homes34% of homes

About 415 Charles St

How much is 415 Charles St, New Milford, NJ worth?

The TopHap Estimate for 415 Charles St, New Milford, NJ is $675,581 as of Sep 24, 2026. The likely range is $633,059 to $718,103. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 415 Charles St, New Milford, NJ last sell?

415 Charles St, New Milford, NJ last sold on Jul 3, 2000 for $240,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 415 Charles St, New Milford, NJ?

415 Charles St, New Milford, NJ has 1,555 square feet of living space and a 0.13-acre lot.

When was 415 Charles St, New Milford, NJ built?

415 Charles St, New Milford, NJ was built in 1947, making it 79 years old. It is a cape cod home. The building has 1 story.

What schools serve 415 Charles St, New Milford, NJ?

415 Charles St, New Milford, NJ is assigned to New Milford High School (high), rated B; David E. Owens Middle School (middle), rated A-; Bertrand F. Gibbs Elementary School (elementary), rated A-. All sit in New Milford Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 415 Charles St, New Milford, NJ compare to other homes in New Milford 07646?

Among the 4,150 homes in New Milford 07646, it is worth more than 25% of them ($675,581 against a typical $744,125), its price per square foot is higher than 50% of them ($434 against a typical $434), it is bigger than 34% of them (1,555 ft² against a typical 1,715 ft²), its lot is bigger than 15% of them (0.13 ac against a typical 0.18 ac) and it is newer than 36% of them (1947 against a typical 1952). Measured against all of Bergen County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 415 Charles St, New Milford, NJ?

The 2025 property tax bill for 415 Charles St, New Milford, NJ was $12,443. The county assessed it at $571,300.

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