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Single Family ResidenceResidential
$146,905$147 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 65How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $41,000 on Jul 10, 1995

415 CLAY ST

NILES, MI 49120
2
Beds
1
Baths
999 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,657 ft²
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.

Valuation

$147K
$96K low$198K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$41,000 · Jul 10, 1995

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,353 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$48,100 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$48,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$96,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBERRIEN
Lot (acres)The size of the land the home sits on, from county records.0.06
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ballard Elementary SchoolC
Elementary · Grades PK–5 · 1.1 mi
H
Niles Senior High SchoolB
High · Grades 9–12 · 1.4 mi
M
Niles Virtual School
Middle · Grades KG–12 · 1.7 mi

District: Niles Community School District

Neighborhood · ZIP 49120These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.77
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.36,873
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.300 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,308
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,136
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

415 Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Berrien County
  • Costs less per square foot than 72% of homes in Berrien County
  • Smaller than 84% of homes in Berrien County
  • Among the smallest lots in Niles 49120

What homes are worth in Niles 49120

Each bar is how many homes fall in that price range. The marker is this home.

This home
$79K$754K

This home is worth more than 22% of homes in Niles 49120.

How it measures up in Niles 49120

The dot is this home. The mark in the middle is the typical home in Niles 49120.

Estimated value$146,905
CheaperTypical $204,117Pricier

Pricier than 22% of homes nearby

Price per ft²$147
CheaperTypical $159Pricier

Pricier than 40% of homes nearby

Living area999 ft²
SmallerTypical 1,368 ft²Bigger

Bigger than 20% of homes nearby

Lot size2,657 ft²
SmallerTypical 0.5 acBigger

Smaller than almost all homes nearby

How 415 Clay St ranks against every home in each area.
MeasureThis homeNiles 49120Berrien County
Estimated valuepricier than$146,90522% of homes17% of homes
Price per ft²pricier than$14740% of homes28% of homes
Living areabigger than999 ft²20% of homes16% of homes
Lot sizebigger than2,657 ft²almost no homesalmost no homes

About 415 Clay St

How much is 415 Clay St, Niles, MI worth?

The TopHap Estimate for 415 Clay St, Niles, MI is $146,905 as of Sep 24, 2026. The likely range is $96,095 to $197,715. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 415 Clay St, Niles, MI last sell?

415 Clay St, Niles, MI last sold on Jul 10, 1995 for $41,000, according to the county's recorded deed.

How big is 415 Clay St, Niles, MI?

415 Clay St, Niles, MI has 2 bedrooms, 1 bathrooms, 999 square feet of living space and a 0.06-acre lot.

What schools serve 415 Clay St, Niles, MI?

415 Clay St, Niles, MI is assigned to Ballard Elementary School (elementary), rated C; Niles Senior High School (high), rated B; Niles Virtual School (middle). All sit in Niles Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 415 Clay St, Niles, MI compare to other homes in Niles 49120?

Among the 14,604 homes in Niles 49120, it is worth more than 22% of them ($146,905 against a typical $204,117), its price per square foot is higher than 40% of them ($147 against a typical $159), it is bigger than 20% of them (999 ft² against a typical 1,368 ft²) and its lot is bigger than almost none of them (2,657 ft² against a typical 0.5 ac). Measured against all of Berrien County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 415 Clay St, Niles, MI?

The 2025 property tax bill for 415 Clay St, Niles, MI was $1,353. The county assessed it at $48,100.

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