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Single Family ResidenceResidential
$90,313$96 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

415 HOWARD ST

EFFINGHAM, KS 66023
2
Beds
1
Baths
938 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$90K
$84K low$97K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,040 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$6,483 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,380
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$5,103
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$6,115
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$56,370

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
36
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
42
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyATCHISON
Lot (acres)The size of the land the home sits on, from county records.0.34
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPorch · 108 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Atchison County Community Elementary SchoolC-
Elementary · Grades PK–6 · 0.3 mi
M
Atchison County Community Jr/Sr High SchoolB
Middle · Grades 7–12 · 0.5 mi

District: Atchison County Community Schools Unified School District 377

Neighborhood · ZIP 66023These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.118
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.4.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.1,007
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.15 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,301
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,377
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

415 Howard St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Effingham 66023
  • Smaller than 91% of homes in Effingham 66023
  • Has a smaller lot than 77% of homes in Effingham 66023
  • Older than 78% of homes in Effingham 66023

What homes are worth in Effingham 66023

Each bar is how many homes fall in that price range. The marker is this home.

This home
$75K$339K

This home is worth more than 8% of homes in Effingham 66023.

How it measures up in Effingham 66023

The dot is this home. The mark in the middle is the typical home in Effingham 66023.

Estimated value$90,313
CheaperTypical $139,481Pricier

Pricier than 8% of homes nearby

Price per ft²$96
CheaperTypical $96Pricier

Pricier than 51% of homes nearby

Living area938 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 9% of homes nearby

Lot size0.34 ac
SmallerTypical 1.57 acBigger

Bigger than 23% of homes nearby

Year built1910
OlderTypical 1966Newer

Newer than 22% of homes nearby

How 415 Howard St ranks against every home in each area.
MeasureThis homeEffingham 66023Atchison County
Estimated valuepricier than$90,3138% of homes15% of homes
Price per ft²pricier than$9651% of homes51% of homes
Living areabigger than938 ft²9% of homes10% of homes
Lot sizebigger than0.34 ac23% of homes49% of homes
Year builtnewer than191022% of homes28% of homes

About 415 Howard St

How much is 415 Howard St, Effingham, KS worth?

The TopHap Estimate for 415 Howard St, Effingham, KS is $90,313 as of Aug 30, 2026. The likely range is $83,642 to $96,984. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 415 Howard St, Effingham, KS last sell?

415 Howard St, Effingham, KS last sold on Feb 25, 2008, according to the county's recorded deed.

How big is 415 Howard St, Effingham, KS?

415 Howard St, Effingham, KS has 2 bedrooms, 1 bathrooms, 938 square feet of living space and a 0.34-acre lot.

When was 415 Howard St, Effingham, KS built?

415 Howard St, Effingham, KS was built in 1910, making it 116 years old. The building has 1 story.

What schools serve 415 Howard St, Effingham, KS?

415 Howard St, Effingham, KS is assigned to Atchison County Community Elementary School (elementary), rated C-; Atchison County Community Jr/Sr High School (middle), rated B. All sit in Atchison County Community Schools Unified School District 377. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 415 Howard St, Effingham, KS compare to other homes in Effingham 66023?

Among the 473 homes in Effingham 66023, it is worth more than 8% of them ($90,313 against a typical $139,481), its price per square foot is higher than 51% of them ($96 against a typical $96), it is bigger than 9% of them (938 ft² against a typical 1,456 ft²), its lot is bigger than 23% of them (0.34 ac against a typical 1.57 ac) and it is newer than 22% of them (1910 against a typical 1966). Measured against all of Atchison County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 415 Howard St, Effingham, KS?

The 2025 property tax bill for 415 Howard St, Effingham, KS was $1,040. The county assessed it at $6,483.

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