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Single Family ResidenceResidential
$303,339$241 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $142,000 on Feb 6, 2015

416 WHISPERING SPRINGS LN

TOPTON, NC 28781
3
Beds
2
Baths
1,260 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.84 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$303K
$249K low$358K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$142,000 · Feb 6, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,669 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$485,920 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$164,110
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$321,810
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$485,920
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$485,920

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
74
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
99
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyMACON
Lot (acres)The size of the land the home sits on, from county records.2.84
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Nantahala SchoolC+
Elementary · Grades KG–12 · 1.2 mi

District: Macon County Schools

Neighborhood · ZIP 28781These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.163
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.128

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.40%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.837
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.12 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$43,611
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,633
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.70 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

416 Whispering Springs Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 78% of homes in Macon County

What homes are worth in Topton 28781

Each bar is how many homes fall in that price range. The marker is this home.

This home
$96K$1.5M

This home is worth more than 38% of homes in Topton 28781.

How it measures up in Topton 28781

The dot is this home. The mark in the middle is the typical home in Topton 28781.

Estimated value$303,339
CheaperTypical $361,906Pricier

Pricier than 38% of homes nearby

Price per ft²$241
CheaperTypical $284Pricier

Pricier than 36% of homes nearby

Living area1,260 ft²
SmallerTypical 1,248 ft²Bigger

Bigger than 52% of homes nearby

Lot size2.84 ac
SmallerTypical 1.55 acBigger

Bigger than 64% of homes nearby

How 416 Whispering Springs Ln ranks against every home in each area.
MeasureThis homeTopton 28781Macon County
Estimated valuepricier than$303,33938% of homes40% of homes
Price per ft²pricier than$24136% of homes45% of homes
Living areabigger than1,260 ft²52% of homes42% of homes
Lot sizebigger than2.84 ac64% of homes78% of homes

About 416 Whispering Springs Ln

How much is 416 Whispering Springs Ln, Topton, NC worth?

The TopHap Estimate for 416 Whispering Springs Ln, Topton, NC is $303,339 as of Oct 21, 2026. The likely range is $248,739 to $357,939. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 416 Whispering Springs Ln, Topton, NC last sell?

416 Whispering Springs Ln, Topton, NC last sold on Feb 6, 2015 for $142,000, according to the county's recorded deed.

How big is 416 Whispering Springs Ln, Topton, NC?

416 Whispering Springs Ln, Topton, NC has 3 bedrooms, 2 bathrooms, 1,260 square feet of living space and a 2.84-acre lot.

What schools serve 416 Whispering Springs Ln, Topton, NC?

416 Whispering Springs Ln, Topton, NC is assigned to Nantahala School (elementary), rated C+. All sit in Macon County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 416 Whispering Springs Ln, Topton, NC compare to other homes in Topton 28781?

Among the 1,135 homes in Topton 28781, it is worth more than 38% of them ($303,339 against a typical $361,906), its price per square foot is higher than 36% of them ($241 against a typical $284), it is bigger than 52% of them (1,260 ft² against a typical 1,248 ft²) and its lot is bigger than 64% of them (2.84 ac against a typical 1.55 ac). Measured against all of Macon County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 416 Whispering Springs Ln, Topton, NC?

The 2026 property tax bill for 416 Whispering Springs Ln, Topton, NC was $1,669. The county assessed it at $485,920.

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See this home in context

Open 416 Whispering Springs Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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