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Manufactured, Modular, Pre-Fabricated HomesResidential
Last sold for $370,000 on Oct 24, 2007

417 SHIPS ROW

MONTROSS, VA 22520
3
Beds
2
Baths
2,240 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$370,000 · Oct 24, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,556 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$375,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$154,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$221,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$375,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$375,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.135 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Manufactured, Modular, Pre-Fabricated Homes
StyleThe architectural style of the home, such as ranch or colonial.Modular
CountyWestmoreland
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Boat liftDeck · 6 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cople Elementary SchoolC+
Elementary · Grades PK–5 · 4.8 mi
M
Montross Middle SchoolB+
Middle · Grades 6–8 · 7.6 mi
H
Westmoreland High SchoolC
High · Grades 9–12 · 8.8 mi

District: Westmoreland County Public Schools

Neighborhood · ZIP 22520These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.5,876
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,319
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,531
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

417 Ships Row measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 67% of homes in Westmoreland County
  • Newer than 74% of homes in Montross 22520

How it measures up in Montross 22520

The dot is this home. The mark in the middle is the typical home in Montross 22520.

Living area2,240 ft²
SmallerTypical 2,016 ft²Bigger

Bigger than 60% of homes nearby

Year built2002
OlderTypical 1989Newer

Newer than 74% of homes nearby

How 417 Ships Row ranks against every home in each area.
MeasureThis homeMontross 22520Westmoreland County
Living areabigger than2,240 ft²60% of homes67% of homes
Year builtnewer than200274% of homes71% of homes

About 417 Ships Row

When did 417 Ships Row, Montross, VA last sell?

417 Ships Row, Montross, VA last sold on Oct 24, 2007 for $370,000, according to the county's recorded deed.

How big is 417 Ships Row, Montross, VA?

417 Ships Row, Montross, VA has 3 bedrooms, 2 bathrooms and 2,240 square feet of living space.

When was 417 Ships Row, Montross, VA built?

417 Ships Row, Montross, VA was built in 2002, making it 24 years old. It is a modular home. The building has 1 story.

What schools serve 417 Ships Row, Montross, VA?

417 Ships Row, Montross, VA is assigned to Cople Elementary School (elementary), rated C+; Montross Middle School (middle), rated B+; Westmoreland High School (high), rated C. All sit in Westmoreland County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 417 Ships Row, Montross, VA compare to other homes in Montross 22520?

Among the 6,611 homes in Montross 22520, it is bigger than 60% of them (2,240 ft² against a typical 2,016 ft²) and it is newer than 74% of them (2002 against a typical 1989). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 417 Ships Row, Montross, VA?

The 2025 property tax bill for 417 Ships Row, Montross, VA was $2,556. The county assessed it at $375,900.

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Assigned schools

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