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Single Family ResidenceResidential
$665,277$248 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $682,000 on Oct 31, 2025

4195 COLD CREEK WAY

SACRAMENTO, CA 95838
5
Beds
3
Baths
2,686 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
2025
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$665K
$639K low$692K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$682,000 · Oct 31, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,415 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$681,901 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$120,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$561,901
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$102,568

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
72
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
51
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
43
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySACRAMENTO
Lot (acres)The size of the land the home sits on, from county records.0.17
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Main Avenue Elementary SchoolD
Elementary · Grades KG–6 · 0.8 mi
M
Norwood Junior High SchoolC
Middle · Grades 7–8 · 1.1 mi
H
Rio Linda High SchoolC+
High · Grades 9–12 · 2.6 mi

District: Twin Rivers Unified School District

Neighborhood · ZIP 95838These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.102

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.41,567
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,613 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,376
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,110
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.22 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4195 Cold Creek Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Robla
  • Costs less per square foot than 88% of homes in Robla
  • Bigger than 98% of homes in Sacramento 95838
  • Has a bigger lot than 70% of homes in Sacramento 95838
  • Among the newest homes in Sacramento County

What homes are worth in Sacramento 95838

Each bar is how many homes fall in that price range. The marker is this home.

This home
$242K$580K

This home is worth more than almost all homes in Sacramento 95838.

How it measures up in Sacramento 95838

The dot is this home. The mark in the middle is the typical home in Sacramento 95838.

Estimated value$665,277
CheaperTypical $379,911Pricier

Pricier than almost all homes nearby

Price per ft²$248
CheaperTypical $301Pricier

Pricier than 16% of homes nearby

Living area2,686 ft²
SmallerTypical 1,277 ft²Bigger

Bigger than 98% of homes nearby

Lot size0.17 ac
SmallerTypical 0.15 acBigger

Bigger than 70% of homes nearby

Year built2025
OlderTypical 1980Newer

Newer than almost all homes nearby

How 4195 Cold Creek Way ranks against every home in each area.
MeasureThis homeRoblaSacramento 95838Sacramento County
Estimated valuepricier than$665,277almost all homesalmost all homes76% of homes
Price per ft²pricier than$24812% of homes16% of homes12% of homes
Living areabigger than2,686 ft²97% of homes98% of homes88% of homes
Lot sizebigger than0.17 ac59% of homes70% of homes62% of homes
Year builtnewer than2025almost all homesalmost all homesalmost all homes

About 4195 Cold Creek Way

How much is 4195 Cold Creek Way, Sacramento, CA worth?

The TopHap Estimate for 4195 Cold Creek Way, Sacramento, CA is $665,277 as of Sep 24, 2026. The likely range is $639,005 to $691,549. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4195 Cold Creek Way, Sacramento, CA last sell?

4195 Cold Creek Way, Sacramento, CA last sold on Oct 31, 2025 for $682,000, according to the county's recorded deed.

How big is 4195 Cold Creek Way, Sacramento, CA?

4195 Cold Creek Way, Sacramento, CA has 5 bedrooms, 3 bathrooms, 2,686 square feet of living space and a 0.17-acre lot.

When was 4195 Cold Creek Way, Sacramento, CA built?

4195 Cold Creek Way, Sacramento, CA was built in 2025, making it 1 years old. The building has 2 stories.

What schools serve 4195 Cold Creek Way, Sacramento, CA?

4195 Cold Creek Way, Sacramento, CA is assigned to Main Avenue Elementary School (elementary), rated D; Norwood Junior High School (middle), rated C; Rio Linda High School (high), rated C+. All sit in Twin Rivers Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4195 Cold Creek Way, Sacramento, CA compare to other homes in Sacramento 95838?

Among the 10,223 homes in Sacramento 95838, it is worth more than almost all of them ($665,277 against a typical $379,911), its price per square foot is higher than 16% of them ($248 against a typical $301), it is bigger than 98% of them (2,686 ft² against a typical 1,277 ft²), its lot is bigger than 70% of them (0.17 ac against a typical 0.15 ac) and it is newer than almost all of them (2025 against a typical 1980). Measured against all of Sacramento County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4195 Cold Creek Way, Sacramento, CA?

The 2025 property tax bill for 4195 Cold Creek Way, Sacramento, CA was $4,415. The county assessed it at $681,901.

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