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Single Family ResidenceResidential
$341,023$235 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $305,000 on Jun 25, 2024

4196 LOCUST LN

SWARTZ CREEK, MI 48473
3
Beds
2
Baths
1,450 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.72 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$341K
$310K low$372K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$305,000 · Jun 25, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,063 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$160,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$47,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$113,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$148,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$321,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.25
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
55
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGENESEE
Lot (acres)The size of the land the home sits on, from county records.0.72
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Elms Road Elementary SchoolC-
Elementary · Grades 3–5 · 0.9 mi
M
Swartz Creek Middle SchoolC-
Middle · Grades 6–8 · 1.6 mi
H
Swartz Creek High SchoolC-
High · Grades 9–12 · 1.6 mi

District: Swartz Creek Community Schools

Neighborhood · ZIP 48473These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.54
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.22,013
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.374 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,947
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,145
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4196 Locust Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Swartz Creek 48473
  • Costs more per square foot than 95% of homes in Swartz Creek 48473
  • Has a bigger lot than 75% of homes in Genesee County
  • Newer than 83% of homes in Genesee County

What homes are worth in Swartz Creek 48473

Each bar is how many homes fall in that price range. The marker is this home.

This home
$67K$488K

This home is worth more than 86% of homes in Swartz Creek 48473.

How it measures up in Swartz Creek 48473

The dot is this home. The mark in the middle is the typical home in Swartz Creek 48473.

Estimated value$341,023
CheaperTypical $243,995Pricier

Pricier than 86% of homes nearby

Price per ft²$235
CheaperTypical $170Pricier

Pricier than 95% of homes nearby

Living area1,450 ft²
SmallerTypical 1,489 ft²Bigger

Bigger than 46% of homes nearby

Lot size0.72 ac
SmallerTypical 0.46 acBigger

Bigger than 65% of homes nearby

Year built1997
OlderTypical 1977Newer

Newer than 74% of homes nearby

How 4196 Locust Ln ranks against every home in each area.
MeasureThis homeSwartz Creek 48473Genesee County
Estimated valuepricier than$341,02386% of homes86% of homes
Price per ft²pricier than$23595% of homes94% of homes
Living areabigger than1,450 ft²46% of homes57% of homes
Lot sizebigger than0.72 ac65% of homes75% of homes
Year builtnewer than199774% of homes83% of homes

About 4196 Locust Ln

How much is 4196 Locust Ln, Swartz Creek, MI worth?

The TopHap Estimate for 4196 Locust Ln, Swartz Creek, MI is $341,023 as of Sep 24, 2026. The likely range is $309,580 to $372,466. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4196 Locust Ln, Swartz Creek, MI last sell?

4196 Locust Ln, Swartz Creek, MI last sold on Jun 25, 2024 for $305,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 4196 Locust Ln, Swartz Creek, MI?

4196 Locust Ln, Swartz Creek, MI has 3 bedrooms, 2 bathrooms, 1,450 square feet of living space and a 0.72-acre lot.

When was 4196 Locust Ln, Swartz Creek, MI built?

4196 Locust Ln, Swartz Creek, MI was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 4196 Locust Ln, Swartz Creek, MI?

4196 Locust Ln, Swartz Creek, MI is assigned to Elms Road Elementary School (elementary), rated C-; Swartz Creek Middle School (middle), rated C-; Swartz Creek High School (high), rated C-. All sit in Swartz Creek Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4196 Locust Ln, Swartz Creek, MI compare to other homes in Swartz Creek 48473?

Among the 8,456 homes in Swartz Creek 48473, it is worth more than 86% of them ($341,023 against a typical $243,995), its price per square foot is higher than 95% of them ($235 against a typical $170), it is bigger than 46% of them (1,450 ft² against a typical 1,489 ft²), its lot is bigger than 65% of them (0.72 ac against a typical 0.46 ac) and it is newer than 74% of them (1997 against a typical 1977). Measured against all of Genesee County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4196 Locust Ln, Swartz Creek, MI?

The 2025 property tax bill for 4196 Locust Ln, Swartz Creek, MI was $7,063. The county assessed it at $160,700.

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