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Single Family ResidenceResidential
$640,835$208 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $480,000 on May 11, 2021

4198 GARNET DR

MIDDLETOWN, MD 21769
2.5
Baths
3,086 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$641K
$562K low$720K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$480,000 · May 11, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,768 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$551,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$118,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$432,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$482,233
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$551,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
79
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
34
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyFREDERICK
Lot (acres)The size of the land the home sits on, from county records.0.50
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 168 ft²Porch · 420 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Middletown Primary School
Elementary · Grades KG–2 · 1.1 mi
M
Middletown Middle SchoolB+
Middle · Grades 6–8 · 1.4 mi
H
Middletown High SchoolA-
High · Grades 9–12 · 1.5 mi

District: Frederick County Public Schools

Neighborhood · ZIP 21769These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.14,084
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.344 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$142,240
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$167,117
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4198 Garnet Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Frederick County
  • Costs less per square foot than 67% of homes in Middletown 21769
  • Bigger than 78% of homes in Frederick County
  • Has a bigger lot than 70% of homes in Frederick County
  • Older than 65% of homes in Frederick County

What homes are worth in Middletown 21769

Each bar is how many homes fall in that price range. The marker is this home.

This home
$280K$1.2M

This home is worth more than 67% of homes in Middletown 21769.

How it measures up in Middletown 21769

The dot is this home. The mark in the middle is the typical home in Middletown 21769.

Estimated value$640,835
CheaperTypical $549,908Pricier

Pricier than 67% of homes nearby

Price per ft²$208
CheaperTypical $229Pricier

Pricier than 33% of homes nearby

Living area3,086 ft²
SmallerTypical 2,368 ft²Bigger

Bigger than 72% of homes nearby

Lot size0.5 ac
SmallerTypical 0.55 acBigger

Bigger than 48% of homes nearby

Year built1980
OlderTypical 1982Newer

Newer than 49% of homes nearby

How 4198 Garnet Dr ranks against every home in each area.
MeasureThis homeMiddletown 21769Frederick County
Estimated valuepricier than$640,83567% of homes74% of homes
Price per ft²pricier than$20833% of homes33% of homes
Living areabigger than3,086 ft²72% of homes78% of homes
Lot sizebigger than0.5 ac48% of homes70% of homes
Year builtnewer than198049% of homes35% of homes

About 4198 Garnet Dr

How much is 4198 Garnet Dr, Middletown, MD worth?

The TopHap Estimate for 4198 Garnet Dr, Middletown, MD is $640,835 as of Jul 14, 2026. The likely range is $561,524 to $720,146. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4198 Garnet Dr, Middletown, MD last sell?

4198 Garnet Dr, Middletown, MD last sold on May 11, 2021 for $480,000, according to the county's recorded deed.

How big is 4198 Garnet Dr, Middletown, MD?

4198 Garnet Dr, Middletown, MD has 2.5 bathrooms, 3,086 square feet of living space and a 0.50-acre lot.

When was 4198 Garnet Dr, Middletown, MD built?

4198 Garnet Dr, Middletown, MD was built in 1980, making it 46 years old. It is a conventional home. The building has 2 stories.

What schools serve 4198 Garnet Dr, Middletown, MD?

4198 Garnet Dr, Middletown, MD is assigned to Middletown Primary School (elementary); Middletown Middle School (middle), rated B+; Middletown High School (high), rated A-. All sit in Frederick County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4198 Garnet Dr, Middletown, MD compare to other homes in Middletown 21769?

Among the 4,343 homes in Middletown 21769, it is worth more than 67% of them ($640,835 against a typical $549,908), its price per square foot is higher than 33% of them ($208 against a typical $229), it is bigger than 72% of them (3,086 ft² against a typical 2,368 ft²), its lot is bigger than 48% of them (0.5 ac against a typical 0.55 ac) and it is newer than 49% of them (1980 against a typical 1982). Measured against all of Frederick County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4198 Garnet Dr, Middletown, MD?

The 2025 property tax bill for 4198 Garnet Dr, Middletown, MD was $4,768. The county assessed it at $551,200.

More homes on Garnet Dr

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