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Single Family ResidenceResidential
$999,000$434 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,000,000 on Jul 17, 2026

42 RIDGEVIEW LN

HARPSWELL, ME 04079
2
Beds
2.5
Baths
2,304 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.98 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$999K
$760K low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,000,000 · Jul 17, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$441,600
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$353,280
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$434,400
ATLANTIC REGIONAL FCU · R · recorded Jan 14, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$123,000
ATLANTIC REGIONAL FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,705 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$556,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$152,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$403,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$556,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyCUMBERLAND
Lot (acres)The size of the land the home sits on, from county records.2.98
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Radiant
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Harpswell Community SchoolA
Elementary · Grades KG–5 · 2.5 mi
H
Mt Ararat High SchoolC
High · Grades 9–12 · 9.6 mi
M
Mt Ararat Middle SchoolB-
Middle · Grades 6–8 · 10.0 mi

District: School Administrative District 75

Neighborhood · ZIP 04079These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.156
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.64%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.3,995
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.73 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,913
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,564
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

42 Ridgeview Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Cumberland County
  • Costs more per square foot than 65% of homes in Cumberland County
  • Bigger than 79% of homes in Cumberland County
  • Has a bigger lot than 86% of homes in Cumberland County
  • Newer than 75% of homes in Cumberland County

What homes are worth in Harpswell 04079

Each bar is how many homes fall in that price range. The marker is this home.

This home
$280K$2M

This home is worth more than 78% of homes in Harpswell 04079.

How it measures up in Harpswell 04079

The dot is this home. The mark in the middle is the typical home in Harpswell 04079.

Estimated value$999,000
CheaperTypical $689,072Pricier

Pricier than 78% of homes nearby

Price per ft²$434
CheaperTypical $437Pricier

Pricier than 49% of homes nearby

Living area2,304 ft²
SmallerTypical 1,602 ft²Bigger

Bigger than 77% of homes nearby

Lot size2.98 ac
SmallerTypical 1.03 acBigger

Bigger than 82% of homes nearby

Year built1999
OlderTypical 1980Newer

Newer than 74% of homes nearby

How 42 Ridgeview Ln ranks against every home in each area.
MeasureThis homeHarpswell 04079Cumberland County
Estimated valuepricier than$999,00078% of homes87% of homes
Price per ft²pricier than$43449% of homes65% of homes
Living areabigger than2,304 ft²77% of homes79% of homes
Lot sizebigger than2.98 ac82% of homes86% of homes
Year builtnewer than199974% of homes75% of homes

About 42 Ridgeview Ln

How much is 42 Ridgeview Ln, Harpswell, ME worth?

The TopHap Estimate for 42 Ridgeview Ln, Harpswell, ME is $999,000 as of Jul 14, 2026. The likely range is $760,303 to $1,237,697. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 42 Ridgeview Ln, Harpswell, ME last sell?

42 Ridgeview Ln, Harpswell, ME last sold on Jul 17, 2026 for $1,000,000, according to the county's recorded deed.

How big is 42 Ridgeview Ln, Harpswell, ME?

42 Ridgeview Ln, Harpswell, ME has 2 bedrooms, 2.5 bathrooms, 2,304 square feet of living space and a 2.98-acre lot.

When was 42 Ridgeview Ln, Harpswell, ME built?

42 Ridgeview Ln, Harpswell, ME was built in 1999, making it 27 years old. It is a cape cod home. The building has 2 stories.

What schools serve 42 Ridgeview Ln, Harpswell, ME?

42 Ridgeview Ln, Harpswell, ME is assigned to Harpswell Community School (elementary), rated A; Mt Ararat High School (high), rated C; Mt Ararat Middle School (middle), rated B-. All sit in School Administrative District 75. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 42 Ridgeview Ln, Harpswell, ME compare to other homes in Harpswell 04079?

Among the 3,380 homes in Harpswell 04079, it is worth more than 78% of them ($999,000 against a typical $689,072), its price per square foot is higher than 49% of them ($434 against a typical $437), it is bigger than 77% of them (2,304 ft² against a typical 1,602 ft²), its lot is bigger than 82% of them (2.98 ac against a typical 1.03 ac) and it is newer than 74% of them (1999 against a typical 1980). Measured against all of Cumberland County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 42 Ridgeview Ln, Harpswell, ME?

The 2025 property tax bill for 42 Ridgeview Ln, Harpswell, ME was $3,705. The county assessed it at $556,300.

Closest homes

More homes in Harpswell 04079

Assigned schools

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