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Single Family ResidenceResidential
$1,455,449$320 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $815,000 on Sep 18, 2020

42 RUGGLES RD

SARATOGA SPRINGS, NY 12866
4
Beds
4.5
Baths
4,552 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
7.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.5M
$1.3M low$1.6M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$815,000 · Sep 18, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$14,127 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$497,150 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$132,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$364,750
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$497,150
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,227,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountySARATOGA
Lot (acres)The size of the land the home sits on, from county records.7.28
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Vinyl Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 70 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Caroline Street Elementary SchoolB+
Elementary · Grades KG–5 · 3.5 mi
M
Maple Avenue Middle SchoolA+
Middle · Grades 6–8 · 3.9 mi
H
Saratoga Springs High SchoolA-
High · Grades 9–12 · 5.2 mi

District: Saratoga Springs City School District

Neighborhood · ZIP 12866These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.40,545
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.565 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$102,523
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$126,143
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

42 Ruggles Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Saratoga County
  • Costs more per square foot than 85% of homes in Saratoga County
  • Among the largest homes in Saratoga County
  • Has a bigger lot than 98% of homes in Saratoga Springs 12866
  • Newer than 73% of homes in Saratoga County

What homes are worth in Saratoga Springs 12866

Each bar is how many homes fall in that price range. The marker is this home.

This home
$292K$2M

This home is worth more than 95% of homes in Saratoga Springs 12866.

How it measures up in Saratoga Springs 12866

The dot is this home. The mark in the middle is the typical home in Saratoga Springs 12866.

Estimated value$1,455,449
CheaperTypical $608,035Pricier

Pricier than 95% of homes nearby

Price per ft²$320
CheaperTypical $336Pricier

Pricier than 44% of homes nearby

Living area4,552 ft²
SmallerTypical 1,858 ft²Bigger

Bigger than 98% of homes nearby

Lot size7.28 ac
SmallerTypical 0.29 acBigger

Bigger than 98% of homes nearby

Year built1999
OlderTypical 1984Newer

Newer than 71% of homes nearby

How 42 Ruggles Rd ranks against every home in each area.
MeasureThis homeSaratoga Springs 12866Saratoga County
Estimated valuepricier than$1,455,44995% of homesalmost all homes
Price per ft²pricier than$32044% of homes85% of homes
Living areabigger than4,552 ft²98% of homesalmost all homes
Lot sizebigger than7.28 ac98% of homes94% of homes
Year builtnewer than199971% of homes73% of homes

About 42 Ruggles Rd

How much is 42 Ruggles Rd, Saratoga Springs, NY worth?

The TopHap Estimate for 42 Ruggles Rd, Saratoga Springs, NY is $1,455,449 as of Sep 24, 2026. The likely range is $1,348,789 to $1,562,109. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 42 Ruggles Rd, Saratoga Springs, NY last sell?

42 Ruggles Rd, Saratoga Springs, NY last sold on Sep 18, 2020 for $815,000, according to the county's recorded deed.

How big is 42 Ruggles Rd, Saratoga Springs, NY?

42 Ruggles Rd, Saratoga Springs, NY has 4 bedrooms, 4.5 bathrooms, 4,552 square feet of living space and a 7.28-acre lot.

When was 42 Ruggles Rd, Saratoga Springs, NY built?

42 Ruggles Rd, Saratoga Springs, NY was built in 1999, making it 27 years old. It is a colonial home. The building has 2 stories.

What schools serve 42 Ruggles Rd, Saratoga Springs, NY?

42 Ruggles Rd, Saratoga Springs, NY is assigned to Caroline Street Elementary School (elementary), rated B+; Maple Avenue Middle School (middle), rated A+; Saratoga Springs High School (high), rated A-. All sit in Saratoga Springs City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 42 Ruggles Rd, Saratoga Springs, NY compare to other homes in Saratoga Springs 12866?

Among the 13,802 homes in Saratoga Springs 12866, it is worth more than 95% of them ($1,455,449 against a typical $608,035), its price per square foot is higher than 44% of them ($320 against a typical $336), it is bigger than 98% of them (4,552 ft² against a typical 1,858 ft²), its lot is bigger than 98% of them (7.28 ac against a typical 0.29 ac) and it is newer than 71% of them (1999 against a typical 1984). Measured against all of Saratoga County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 42 Ruggles Rd, Saratoga Springs, NY?

The 2025 property tax bill for 42 Ruggles Rd, Saratoga Springs, NY was $14,127. The county assessed it at $497,150.

More homes on Ruggles Rd

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More homes in Saratoga Springs 12866

Assigned schools

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