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Single Family ResidenceResidential
$132,078$144 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

42 SWIFT ST

WATERLOO, NY 13165
3
Beds
1
Baths
916 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1860
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$132K
$110K low$154K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,121 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$62,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$48,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$62,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$101,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySENECA
Lot (acres)The size of the land the home sits on, from county records.0.23
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 108 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Waterloo Middle SchoolC+
Middle · Grades 6–8 · 0.9 mi
E
Skoi-Yase School
Elementary · Grades PK–2 · 0.9 mi
H
Waterloo High SchoolC-
High · Grades 9–12 · 0.9 mi

District: Waterloo Central School District

Neighborhood · ZIP 13165These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.9,925
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.137 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,542
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,808
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

42 Swift St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Seneca County
  • Costs more per square foot than 75% of homes in Waterloo 13165
  • Smaller than 90% of homes in Waterloo 13165
  • Has a smaller lot than 79% of homes in Seneca County
  • Older than 90% of homes in Seneca County

What homes are worth in Waterloo 13165

Each bar is how many homes fall in that price range. The marker is this home.

This home
$90K$392K

This home is worth more than 21% of homes in Waterloo 13165.

How it measures up in Waterloo 13165

The dot is this home. The mark in the middle is the typical home in Waterloo 13165.

Estimated value$132,078
CheaperTypical $167,659Pricier

Pricier than 21% of homes nearby

Price per ft²$144
CheaperTypical $113Pricier

Pricier than 75% of homes nearby

Living area916 ft²
SmallerTypical 1,506 ft²Bigger

Bigger than 10% of homes nearby

Lot size0.23 ac
SmallerTypical 0.56 acBigger

Bigger than 24% of homes nearby

Year built1860
OlderTypical 1951Newer

Newer than 11% of homes nearby

How 42 Swift St ranks against every home in each area.
MeasureThis homeWaterloo 13165Seneca County
Estimated valuepricier than$132,07821% of homes16% of homes
Price per ft²pricier than$14475% of homes61% of homes
Living areabigger than916 ft²10% of homes11% of homes
Lot sizebigger than0.23 ac24% of homes21% of homes
Year builtnewer than186011% of homes10% of homes

About 42 Swift St

How much is 42 Swift St, Waterloo, NY worth?

The TopHap Estimate for 42 Swift St, Waterloo, NY is $132,078 as of Sep 24, 2026. The likely range is $109,911 to $154,245. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 42 Swift St, Waterloo, NY last sell?

42 Swift St, Waterloo, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 42 Swift St, Waterloo, NY?

42 Swift St, Waterloo, NY has 3 bedrooms, 1 bathrooms, 916 square feet of living space and a 0.23-acre lot.

When was 42 Swift St, Waterloo, NY built?

42 Swift St, Waterloo, NY was built in 1860, making it 166 years old. It is a traditional/old home. The building has 1 story.

What schools serve 42 Swift St, Waterloo, NY?

42 Swift St, Waterloo, NY is assigned to Waterloo Middle School (middle), rated C+; Skoi-Yase School (elementary); Waterloo High School (high), rated C-. All sit in Waterloo Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 42 Swift St, Waterloo, NY compare to other homes in Waterloo 13165?

Among the 3,350 homes in Waterloo 13165, it is worth more than 21% of them ($132,078 against a typical $167,659), its price per square foot is higher than 75% of them ($144 against a typical $113), it is bigger than 10% of them (916 ft² against a typical 1,506 ft²), its lot is bigger than 24% of them (0.23 ac against a typical 0.56 ac) and it is newer than 11% of them (1860 against a typical 1951). Measured against all of Seneca County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 42 Swift St, Waterloo, NY?

The 2026 property tax bill for 42 Swift St, Waterloo, NY was $3,121. The county assessed it at $62,000.

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Assigned schools

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