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Single Family ResidenceResidential
$3,394,989$2,496 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $3,200,000 on Sep 11, 2025

42 W BLACK ROCK CIR

HIGHLANDS, NC 28741
2
Beds
2
Baths
1,360 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$3.4M
$3M low$3.8M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$3,200,000 · Sep 11, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,226 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,375,274 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$200,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,175,274
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,375,274

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
71
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJackson
Lot (acres)The size of the land the home sits on, from county records.1.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 480 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Blue Ridge SchoolC+
Elementary · Grades PK–6 · 5.1 mi
M
Blue Ridge Early CollegeC-
Middle · Grades 7–12 · 5.2 mi

District: Jackson County Schools

Neighborhood · ZIP 28741These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.167
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.110

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.35%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.4,373
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,942
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,009
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.78 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

42 W Black Rock Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Jackson County
  • Among the highest price per square foot in Highlands 28741
  • Smaller than 73% of homes in Highlands 28741
  • Newer than 67% of homes in Highlands 28741

What homes are worth in Highlands 28741

Each bar is how many homes fall in that price range. The marker is this home.

This home
$206K$5M

This home is worth more than 93% of homes in Highlands 28741.

How it measures up in Highlands 28741

The dot is this home. The mark in the middle is the typical home in Highlands 28741.

Estimated value$3,394,989
CheaperTypical $1,084,410Pricier

Pricier than 93% of homes nearby

Price per ft²$2496
CheaperTypical $603Pricier

Pricier than almost all homes nearby

Living area1,360 ft²
SmallerTypical 1,844 ft²Bigger

Bigger than 27% of homes nearby

Lot size1 ac
SmallerTypical 0.88 acBigger

Bigger than 59% of homes nearby

Year built1994
OlderTypical 1984Newer

Newer than 67% of homes nearby

How 42 W Black Rock Cir ranks against every home in each area.
MeasureThis homeHighlands 28741Jackson County
Estimated valuepricier than$3,394,98993% of homes97% of homes
Price per ft²pricier than$2496almost all homesalmost all homes
Living areabigger than1,360 ft²27% of homes37% of homes
Lot sizebigger than1 ac59% of homes56% of homes
Year builtnewer than199467% of homes60% of homes

About 42 W Black Rock Cir

How much is 42 W Black Rock Cir, Highlands, NC worth?

The TopHap Estimate for 42 W Black Rock Cir, Highlands, NC is $3,394,989 as of Sep 24, 2026. The likely range is $2,971,000 to $3,818,978. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 42 W Black Rock Cir, Highlands, NC last sell?

42 W Black Rock Cir, Highlands, NC last sold on Sep 11, 2025 for $3,200,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 42 W Black Rock Cir, Highlands, NC?

42 W Black Rock Cir, Highlands, NC has 2 bedrooms, 2 bathrooms, 1,360 square feet of living space and a 1.00-acre lot.

When was 42 W Black Rock Cir, Highlands, NC built?

42 W Black Rock Cir, Highlands, NC was built in 1994, making it 32 years old. The building has 2 stories.

What schools serve 42 W Black Rock Cir, Highlands, NC?

42 W Black Rock Cir, Highlands, NC is assigned to Blue Ridge School (elementary), rated C+; Blue Ridge Early College (middle), rated C-. All sit in Jackson County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 42 W Black Rock Cir, Highlands, NC compare to other homes in Highlands 28741?

Among the 5,651 homes in Highlands 28741, it is worth more than 93% of them ($3,394,989 against a typical $1,084,410), its price per square foot is higher than almost all of them ($2496 against a typical $603), it is bigger than 27% of them (1,360 ft² against a typical 1,844 ft²), its lot is bigger than 59% of them (1 ac against a typical 0.88 ac) and it is newer than 67% of them (1994 against a typical 1984). Measured against all of Jackson County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 42 W Black Rock Cir, Highlands, NC?

The 2025 property tax bill for 42 W Black Rock Cir, Highlands, NC was $5,226. The county assessed it at $1,375,274.

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