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Single Family ResidenceResidential
$109,772$70 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

4209 LAY RD

MADISON, NY 13402
3
Beds
2
Baths
1,568 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$110K
$97K low$123K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,054 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$64,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$50,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$64,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$127,745

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMadison
Lot (acres)The size of the land the home sits on, from county records.1.31
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 180 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Madison Central SchoolC-
Elementary · Grades PK–12 · 1.8 mi

District: Madison Central School District

Neighborhood · ZIP 13402These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.1,759
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.66 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,818
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,406
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4209 Lay Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Madison County
  • Costs less per square foot than 93% of homes in Madison County
  • Newer than 82% of homes in Madison 13402

What homes are worth in Madison 13402

Each bar is how many homes fall in that price range. The marker is this home.

This home
$65K$419K

This home is worth more than 18% of homes in Madison 13402.

How it measures up in Madison 13402

The dot is this home. The mark in the middle is the typical home in Madison 13402.

Estimated value$109,772
CheaperTypical $162,218Pricier

Pricier than 18% of homes nearby

Price per ft²$70
CheaperTypical $101Pricier

Pricier than 23% of homes nearby

Living area1,568 ft²
SmallerTypical 1,580 ft²Bigger

Bigger than 50% of homes nearby

Lot size1.31 ac
SmallerTypical 1.26 acBigger

Bigger than 51% of homes nearby

Year built1994
OlderTypical 1965Newer

Newer than 82% of homes nearby

How 4209 Lay Rd ranks against every home in each area.
MeasureThis homeMadison 13402Madison County
Estimated valuepricier than$109,77218% of homes8% of homes
Price per ft²pricier than$7023% of homes7% of homes
Living areabigger than1,568 ft²50% of homes50% of homes
Lot sizebigger than1.31 ac51% of homes63% of homes
Year builtnewer than199482% of homes82% of homes

About 4209 Lay Rd

How much is 4209 Lay Rd, Madison, NY worth?

The TopHap Estimate for 4209 Lay Rd, Madison, NY is $109,772 as of Sep 24, 2026. The likely range is $96,712 to $122,832. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 4209 Lay Rd, Madison, NY?

4209 Lay Rd, Madison, NY has 3 bedrooms, 2 bathrooms, 1,568 square feet of living space and a 1.31-acre lot.

When was 4209 Lay Rd, Madison, NY built?

4209 Lay Rd, Madison, NY was built in 1994, making it 32 years old. It is a ranch home. The building has 1 story.

What schools serve 4209 Lay Rd, Madison, NY?

4209 Lay Rd, Madison, NY is assigned to Madison Central School (elementary), rated C-. All sit in Madison Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4209 Lay Rd, Madison, NY compare to other homes in Madison 13402?

Among the 530 homes in Madison 13402, it is worth more than 18% of them ($109,772 against a typical $162,218), its price per square foot is higher than 23% of them ($70 against a typical $101), it is bigger than 50% of them (1,568 ft² against a typical 1,580 ft²), its lot is bigger than 51% of them (1.31 ac against a typical 1.26 ac) and it is newer than 82% of them (1994 against a typical 1965). Measured against all of Madison County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4209 Lay Rd, Madison, NY?

The 2025 property tax bill for 4209 Lay Rd, Madison, NY was $3,054. The county assessed it at $64,000.

More homes on Lay Rd

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