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Single Family ResidenceResidential
$175,652$144 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

421 COUNTY ROAD 196

GARY, TX 75643
0
Baths
1,216 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.

Valuation

$176K
$160K low$192K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,822 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$193,540 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$145,890
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$47,650
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$194,490
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$193,540

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
39
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
47
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
93
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
41
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPANOLA
Lot (acres)The size of the land the home sits on, from county records.3.00
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gary SchoolC
Elementary · Grades PK–12 · 4.6 mi

District: Gary Independent School District

Neighborhood · ZIP 75643These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.144
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.1,959
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.25 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,472
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,205
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

421 County Road 196 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 75% of homes in Panola County
  • Smaller than 67% of homes in Panola County
  • Has a bigger lot than 79% of homes in Panola County
  • Older than 75% of homes in Gary 75643

What homes are worth in Gary 75643

Each bar is how many homes fall in that price range. The marker is this home.

This home
$68K$531K

This home is worth more than 50% of homes in Gary 75643.

How it measures up in Gary 75643

The dot is this home. The mark in the middle is the typical home in Gary 75643.

Estimated value$175,652
CheaperTypical $175,642Pricier

Pricier than 50% of homes nearby

Price per ft²$144
CheaperTypical $129Pricier

Pricier than 62% of homes nearby

Living area1,216 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 44% of homes nearby

Lot size3 ac
SmallerTypical 1 acBigger

Bigger than 75% of homes nearby

Year built1965
OlderTypical 1985Newer

Newer than 25% of homes nearby

How 421 County Road 196 ranks against every home in each area.
MeasureThis homeGary 75643Panola County
Estimated valuepricier than$175,65250% of homes45% of homes
Price per ft²pricier than$14462% of homes75% of homes
Living areabigger than1,216 ft²44% of homes33% of homes
Lot sizebigger than3 ac75% of homes79% of homes
Year builtnewer than196525% of homes28% of homes

About 421 County Road 196

How much is 421 County Road 196, Gary, TX worth?

The TopHap Estimate for 421 County Road 196, Gary, TX is $175,652 as of Oct 21, 2026. The likely range is $159,557 to $191,747. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 421 County Road 196, Gary, TX last sell?

421 County Road 196, Gary, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 421 County Road 196, Gary, TX?

421 County Road 196, Gary, TX has 1,216 square feet of living space and a 3.00-acre lot.

When was 421 County Road 196, Gary, TX built?

421 County Road 196, Gary, TX was built in 1965, making it 61 years old.

What schools serve 421 County Road 196, Gary, TX?

421 County Road 196, Gary, TX is assigned to Gary School (elementary), rated C. All sit in Gary Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 421 County Road 196, Gary, TX compare to other homes in Gary 75643?

Among the 1,245 homes in Gary 75643, it is worth more than 50% of them ($175,652 against a typical $175,642), its price per square foot is higher than 62% of them ($144 against a typical $129), it is bigger than 44% of them (1,216 ft² against a typical 1,344 ft²), its lot is bigger than 75% of them (3 ac against a typical 1 ac) and it is newer than 25% of them (1965 against a typical 1985). Measured against all of Panola County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 421 County Road 196, Gary, TX?

The 2026 property tax bill for 421 County Road 196, Gary, TX was $2,822. The county assessed it at $193,540.

More homes on County Road 196

Closest homes

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Assigned schools

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