Skip to content
Skip to content
TopHapOpen in map
Rural ResidenceResidential

421 OLD RAILROAD GRADE RD

LANCASTER, KY 40444
4
Beds
3.5
Baths
266.01 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,680 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$253,000 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$230,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,280,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.67
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyGARRARD
Lot (acres)The size of the land the home sits on, from county records.266.01
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Paint Lick Elementary SchoolB
Elementary · Grades PK–5 · 1.4 mi
H
Garrard County High SchoolA-
High · Grades 9–12 · 4.3 mi
M
Garrard Middle SchoolC+
Middle · Grades 6–8 · 5.3 mi

District: Garrard County School District

Neighborhood · ZIP 40444These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.153
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.15,098
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.92 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,007
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,649
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

421 Old Railroad Grade Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the largest lots in Lancaster 40444
  • Older than 98% of homes in Lancaster 40444

How it measures up in Lancaster 40444

The dot is this home. The mark in the middle is the typical home in Lancaster 40444.

Lot size266.01 ac
SmallerTypical 1.05 acBigger

Bigger than almost all homes nearby

Year built1900
OlderTypical 1994Newer

Newer than 2% of homes nearby

How 421 Old Railroad Grade Rd ranks against every home in each area.
MeasureThis homeLancaster 40444Garrard County
Lot sizebigger than266.01 acalmost all homesalmost all homes
Year builtnewer than19002% of homes2% of homes

About 421 Old Railroad Grade Rd

When did 421 Old Railroad Grade Rd, Lancaster, KY last sell?

421 Old Railroad Grade Rd, Lancaster, KY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 421 Old Railroad Grade Rd, Lancaster, KY?

421 Old Railroad Grade Rd, Lancaster, KY has 4 bedrooms, 3.5 bathrooms and a 266.01-acre lot.

When was 421 Old Railroad Grade Rd, Lancaster, KY built?

421 Old Railroad Grade Rd, Lancaster, KY was built in 1900, making it 126 years old. The building has 1 story.

What schools serve 421 Old Railroad Grade Rd, Lancaster, KY?

421 Old Railroad Grade Rd, Lancaster, KY is assigned to Paint Lick Elementary School (elementary), rated B; Garrard County High School (high), rated A-; Garrard Middle School (middle), rated C+. All sit in Garrard County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 421 Old Railroad Grade Rd, Lancaster, KY compare to other homes in Lancaster 40444?

Among the 6,281 homes in Lancaster 40444, its lot is bigger than almost all of them (266.01 ac against a typical 1.05 ac) and it is newer than 2% of them (1900 against a typical 1994). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 421 Old Railroad Grade Rd, Lancaster, KY?

The 2025 property tax bill for 421 Old Railroad Grade Rd, Lancaster, KY was $2,680. The county assessed it at $253,000.

More homes on Old Railroad Grade Rd

Closest homes

More homes in Lancaster 40444

Assigned schools

Explore the area

See this home in context

Open 421 Old Railroad Grade Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map