Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$260,086$277 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

422 JAMES ST

WATERLOO, IA 50702
2
Beds
1
Baths
938 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1948
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$260K
$233K low$288K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,442 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$70,610 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,280
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$63,330
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$65,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$70,610

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
41
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
53
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBLACK HAWK
Lot (acres)The size of the land the home sits on, from county records.0.14
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 72 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Waterloo West High SchoolD
High · Grades 9–12 · 1.7 mi
M
Bunger Middle SchoolD
Middle · Grades 6–8 · 2.5 mi
E
Lowell Elementary SchoolD+
Elementary · Grades PK–5 · 4.8 mi

District: Waterloo Community School District

Neighborhood · ZIP 50702These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.20,569
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,006 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,539
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,786
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

422 James St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Waterloo 50702
  • Among the highest price per square foot in Waterloo 50702
  • Smaller than 75% of homes in Black Hawk County
  • Has a smaller lot than 75% of homes in Black Hawk County
  • Older than 70% of homes in Black Hawk County

What homes are worth in Waterloo 50702

Each bar is how many homes fall in that price range. The marker is this home.

This home
$63K$319K

This home is worth more than 92% of homes in Waterloo 50702.

How it measures up in Waterloo 50702

The dot is this home. The mark in the middle is the typical home in Waterloo 50702.

Estimated value$260,086
CheaperTypical $155,434Pricier

Pricier than 92% of homes nearby

Price per ft²$277
CheaperTypical $154Pricier

Pricier than almost all homes nearby

Living area938 ft²
SmallerTypical 1,058 ft²Bigger

Bigger than 33% of homes nearby

Lot size0.14 ac
SmallerTypical 0.17 acBigger

Bigger than 33% of homes nearby

Year built1948
OlderTypical 1956Newer

Newer than 32% of homes nearby

How 422 James St ranks against every home in each area.
MeasureThis homeWaterloo 50702Black Hawk County
Estimated valuepricier than$260,08692% of homes71% of homes
Price per ft²pricier than$277almost all homes94% of homes
Living areabigger than938 ft²33% of homes25% of homes
Lot sizebigger than0.14 ac33% of homes25% of homes
Year builtnewer than194832% of homes30% of homes

About 422 James St

How much is 422 James St, Waterloo, IA worth?

The TopHap Estimate for 422 James St, Waterloo, IA is $260,086 as of Aug 30, 2026. The likely range is $232,519 to $287,653. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 422 James St, Waterloo, IA last sell?

422 James St, Waterloo, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 422 James St, Waterloo, IA?

422 James St, Waterloo, IA has 2 bedrooms, 1 bathrooms, 938 square feet of living space and a 0.14-acre lot.

When was 422 James St, Waterloo, IA built?

422 James St, Waterloo, IA was built in 1948, making it 78 years old. The building has 1 story.

What schools serve 422 James St, Waterloo, IA?

422 James St, Waterloo, IA is assigned to Waterloo West High School (high), rated D; Bunger Middle School (middle), rated D; Lowell Elementary School (elementary), rated D+. All sit in Waterloo Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 422 James St, Waterloo, IA compare to other homes in Waterloo 50702?

Among the 8,601 homes in Waterloo 50702, it is worth more than 92% of them ($260,086 against a typical $155,434), its price per square foot is higher than almost all of them ($277 against a typical $154), it is bigger than 33% of them (938 ft² against a typical 1,058 ft²), its lot is bigger than 33% of them (0.14 ac against a typical 0.17 ac) and it is newer than 32% of them (1948 against a typical 1956). Measured against all of Black Hawk County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 422 James St, Waterloo, IA?

The 2025 property tax bill for 422 James St, Waterloo, IA was $1,442. The county assessed it at $70,610.

More homes on James St

Closest homes

More homes in Waterloo 50702

Assigned schools

Explore the area

See this home in context

Open 422 James St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map