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Single Family ResidenceResidential
Last sold for $395,000 on Oct 27, 2025

422 LOCUST ST

ELGIN, IL 60123
3
Beds
3
Baths
1,774 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1880
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$395,000 · Oct 27, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,167 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$90,919 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$21,667
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$69,252
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$83,743
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$272,866

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKANE
Lot (acres)The size of the land the home sits on, from county records.0.27
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Washington Elementary SchoolD
Elementary · Grades KG–6 · 0.5 mi
M
Abbott Middle SchoolD-
Middle · Grades 7–8 · 0.7 mi
H
Larkin High SchoolF
High · Grades 9–12 · 1.3 mi

District: School District U-46

Neighborhood · ZIP 60123These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.47,601
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,451 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,944
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,813
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

422 Locust St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 68% of homes in Elgin 60123
  • Has a bigger lot than 75% of homes in Elgin 60123
  • Among the oldest homes in Elgin 60123

How it measures up in Elgin 60123

The dot is this home. The mark in the middle is the typical home in Elgin 60123.

Living area1,774 ft²
SmallerTypical 1,488 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.27 ac
SmallerTypical 0.21 acBigger

Bigger than 75% of homes nearby

Year built1880
OlderTypical 1971Newer

Older than almost all homes nearby

How 422 Locust St ranks against every home in each area.
MeasureThis homeElgin 60123Kane County
Living areabigger than1,774 ft²68% of homes52% of homes
Lot sizebigger than0.27 ac75% of homes59% of homes
Year builtnewer than1880almost no homesalmost no homes

About 422 Locust St

When did 422 Locust St, Elgin, IL last sell?

422 Locust St, Elgin, IL last sold on Oct 27, 2025 for $395,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 422 Locust St, Elgin, IL?

422 Locust St, Elgin, IL has 3 bedrooms, 3 bathrooms, 1,774 square feet of living space and a 0.27-acre lot.

When was 422 Locust St, Elgin, IL built?

422 Locust St, Elgin, IL was built in 1880, making it 146 years old. The building has 2 stories.

What schools serve 422 Locust St, Elgin, IL?

422 Locust St, Elgin, IL is assigned to Washington Elementary School (elementary), rated D; Abbott Middle School (middle), rated D-; Larkin High School (high), rated F. All sit in School District U-46. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 422 Locust St, Elgin, IL compare to other homes in Elgin 60123?

Among the 12,912 homes in Elgin 60123, it is bigger than 68% of them (1,774 ft² against a typical 1,488 ft²), its lot is bigger than 75% of them (0.27 ac against a typical 0.21 ac) and it is newer than almost none of them (1880 against a typical 1971). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 422 Locust St, Elgin, IL?

The 2025 property tax bill for 422 Locust St, Elgin, IL was $6,167. The county assessed it at $90,919.

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