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Single Family ResidentialResidential
$639,703$178 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $630,000 on Sep 23, 2025

423 BALBOA ST

MATTHEWS, NC 28104
4
Beds
4
Baths
3,592 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
2025
Year BuiltThe year the home was originally built, according to county records.

Valuation

$640K
$591K low$688K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$630,000 · Sep 23, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,177 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$633,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$131,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$501,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$38,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$633,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
48
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyUNION
Lot (acres)The size of the land the home sits on, from county records.0.28
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Indian Trail Elementary SchoolB+
Elementary · Grades KG–5 · 2.4 mi
M
Sun Valley Middle SchoolB+
Middle · Grades 6–8 · 3.2 mi
H
Sun Valley High SchoolC+
High · Grades 9–12 · 3.5 mi

District: Union County Public Schools

Neighborhood · ZIP 28104These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.51
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.75

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.37,710
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,296 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$132,106
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$155,375
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

423 Balboa St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Union County
  • Costs less per square foot than 92% of homes in Matthews 28104
  • Bigger than 87% of homes in Union County
  • Has a smaller lot than 69% of homes in Matthews 28104
  • Among the newest homes in Matthews 28104

What homes are worth in Matthews 28104

Each bar is how many homes fall in that price range. The marker is this home.

This home
$211K$1.8M

This home is worth more than 54% of homes in Matthews 28104.

How it measures up in Matthews 28104

The dot is this home. The mark in the middle is the typical home in Matthews 28104.

Estimated value$639,703
CheaperTypical $594,886Pricier

Pricier than 54% of homes nearby

Price per ft²$178
CheaperTypical $244Pricier

Pricier than 8% of homes nearby

Living area3,592 ft²
SmallerTypical 2,556 ft²Bigger

Bigger than 77% of homes nearby

Lot size0.28 ac
SmallerTypical 0.43 acBigger

Bigger than 31% of homes nearby

Year built2025
OlderTypical 2002Newer

Newer than almost all homes nearby

How 423 Balboa St ranks against every home in each area.
MeasureThis homeMatthews 28104Union County
Estimated valuepricier than$639,70354% of homes73% of homes
Price per ft²pricier than$1788% of homes18% of homes
Living areabigger than3,592 ft²77% of homes87% of homes
Lot sizebigger than0.28 ac31% of homes34% of homes
Year builtnewer than2025almost all homesalmost all homes

About 423 Balboa St

How much is 423 Balboa St, Matthews, NC worth?

The TopHap Estimate for 423 Balboa St, Matthews, NC is $639,703 as of Oct 21, 2026. The likely range is $591,234 to $688,172. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 423 Balboa St, Matthews, NC last sell?

423 Balboa St, Matthews, NC last sold on Sep 23, 2025 for $630,000, according to the county's recorded deed.

How big is 423 Balboa St, Matthews, NC?

423 Balboa St, Matthews, NC has 4 bedrooms, 4 bathrooms, 3,592 square feet of living space and a 0.28-acre lot.

When was 423 Balboa St, Matthews, NC built?

423 Balboa St, Matthews, NC was built in 2025, making it 1 years old.

What schools serve 423 Balboa St, Matthews, NC?

423 Balboa St, Matthews, NC is assigned to Indian Trail Elementary School (elementary), rated B+; Sun Valley Middle School (middle), rated B+; Sun Valley High School (high), rated C+. All sit in Union County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 423 Balboa St, Matthews, NC compare to other homes in Matthews 28104?

Among the 13,373 homes in Matthews 28104, it is worth more than 54% of them ($639,703 against a typical $594,886), its price per square foot is higher than 8% of them ($178 against a typical $244), it is bigger than 77% of them (3,592 ft² against a typical 2,556 ft²), its lot is bigger than 31% of them (0.28 ac against a typical 0.43 ac) and it is newer than almost all of them (2025 against a typical 2002). Measured against all of Union County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 423 Balboa St, Matthews, NC?

The 2026 property tax bill for 423 Balboa St, Matthews, NC was $4,177. The county assessed it at $633,000.

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