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Single Family ResidenceResidential
$38,913$34 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

423 S STEPHENS ST

HOBART, OK 73651
3
Beds
1
Baths
1,128 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$39K
$30K low$47K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,738 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$101
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,637
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,738
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$15,799

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
35
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
40
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyKIOWA
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Floor/Wall Furnace
CoolingThe type of cooling or air conditioning in the home.Window A/C
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 96 ft²Patio · 144 ft²Porch · 144 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hobart Elementary SchoolC
Elementary · Grades PK–5 · 0.8 mi
H
Hobart High SchoolB-
High · Grades 9–12 · 1.0 mi
M
Hobart Middle SchoolB-
Middle · Grades 6–8 · 1.0 mi

District: Hobart Public Schools

Neighborhood · ZIP 73651These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.26%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.3,814
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.19 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$40,885
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$49,336
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

423 S Stephens St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Kiowa County
  • Costs less per square foot than 80% of homes in Kiowa County
  • Smaller than 73% of homes in Hobart 73651
  • Has a smaller lot than 89% of homes in Hobart 73651
  • Older than 68% of homes in Kiowa County

What homes are worth in Hobart 73651

Each bar is how many homes fall in that price range. The marker is this home.

This home
$22K$348K

This home is worth more than 22% of homes in Hobart 73651.

How it measures up in Hobart 73651

The dot is this home. The mark in the middle is the typical home in Hobart 73651.

Estimated value$38,913
CheaperTypical $63,458Pricier

Pricier than 22% of homes nearby

Price per ft²$34
CheaperTypical $49Pricier

Pricier than 26% of homes nearby

Living area1,128 ft²
SmallerTypical 1,380 ft²Bigger

Bigger than 27% of homes nearby

Lot size0.16 ac
SmallerTypical 0.19 acBigger

Bigger than 11% of homes nearby

Year built1930
OlderTypical 1949Newer

Newer than 40% of homes nearby

How 423 S Stephens St ranks against every home in each area.
MeasureThis homeHobart 73651Kiowa County
Estimated valuepricier than$38,91322% of homes18% of homes
Price per ft²pricier than$3426% of homes20% of homes
Living areabigger than1,128 ft²27% of homes29% of homes
Lot sizebigger than0.16 ac11% of homes11% of homes
Year builtnewer than193040% of homes32% of homes

About 423 S Stephens St

How much is 423 S Stephens St, Hobart, OK worth?

The TopHap Estimate for 423 S Stephens St, Hobart, OK is $38,913 as of Sep 24, 2026. The likely range is $30,493 to $47,333. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 423 S Stephens St, Hobart, OK last sell?

423 S Stephens St, Hobart, OK last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 423 S Stephens St, Hobart, OK?

423 S Stephens St, Hobart, OK has 3 bedrooms, 1 bathrooms, 1,128 square feet of living space and a 0.16-acre lot.

When was 423 S Stephens St, Hobart, OK built?

423 S Stephens St, Hobart, OK was built in 1930, making it 96 years old. It is a traditional/old home. The building has 1 story.

What schools serve 423 S Stephens St, Hobart, OK?

423 S Stephens St, Hobart, OK is assigned to Hobart Elementary School (elementary), rated C; Hobart High School (high), rated B-; Hobart Middle School (middle), rated B-. All sit in Hobart Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 423 S Stephens St, Hobart, OK compare to other homes in Hobart 73651?

Among the 1,860 homes in Hobart 73651, it is worth more than 22% of them ($38,913 against a typical $63,458), its price per square foot is higher than 26% of them ($34 against a typical $49), it is bigger than 27% of them (1,128 ft² against a typical 1,380 ft²), its lot is bigger than 11% of them (0.16 ac against a typical 0.19 ac) and it is newer than 40% of them (1930 against a typical 1949). Measured against all of Kiowa County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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