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Single Family ResidentialResidential
$83,145$124 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 53How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $20,000 on Sep 9, 2022

424 COSBY RIDGE RD

HARROGATE, TN 37752
0
Baths
672 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$83K
$44K low$122K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$20,000 · Sep 9, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$83,145
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$66,516

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$162 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$6,925 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,325
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$6,925
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$27,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.60
74
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
37
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.51 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyClaiborne
Lot (acres)The size of the land the home sits on, from county records.3.00
HeatingThe type of heating system in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Forge Ridge SchoolB
Elementary · Grades PK–8 · 3.2 mi
H
Claiborne Adult High School
High · Grades 9–12 · 6.4 mi

District: Claiborne County School District

Neighborhood · ZIP 37752These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.119
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.127

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.5,391
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.114 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$48,611
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$59,676
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

424 Cosby Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Harrogate 37752
  • Costs less per square foot than 70% of homes in Harrogate 37752
  • Smaller than 97% of homes in Harrogate 37752
  • Has a bigger lot than 79% of homes in Harrogate 37752

What homes are worth in Harrogate 37752

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$653K

This home is worth more than 4% of homes in Harrogate 37752.

How it measures up in Harrogate 37752

The dot is this home. The mark in the middle is the typical home in Harrogate 37752.

Estimated value$83,145
CheaperTypical $214,594Pricier

Pricier than 4% of homes nearby

Price per ft²$124
CheaperTypical $155Pricier

Pricier than 30% of homes nearby

Living area672 ft²
SmallerTypical 1,370 ft²Bigger

Bigger than 3% of homes nearby

Lot size3 ac
SmallerTypical 0.59 acBigger

Bigger than 79% of homes nearby

How 424 Cosby Ridge Rd ranks against every home in each area.
MeasureThis homeHarrogate 37752Claiborne County
Estimated valuepricier than$83,1454% of homes9% of homes
Price per ft²pricier than$12430% of homes31% of homes
Living areabigger than672 ft²3% of homes5% of homes
Lot sizebigger than3 ac79% of homes73% of homes

About 424 Cosby Ridge Rd

How much is 424 Cosby Ridge Rd, Harrogate, TN worth?

The TopHap Estimate for 424 Cosby Ridge Rd, Harrogate, TN is $83,145 as of Jul 14, 2026. The likely range is $43,881 to $122,409. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 424 Cosby Ridge Rd, Harrogate, TN last sell?

424 Cosby Ridge Rd, Harrogate, TN last sold on Sep 9, 2022 for $20,000, according to the county's recorded deed.

How big is 424 Cosby Ridge Rd, Harrogate, TN?

424 Cosby Ridge Rd, Harrogate, TN has 672 square feet of living space and a 3.00-acre lot.

What schools serve 424 Cosby Ridge Rd, Harrogate, TN?

424 Cosby Ridge Rd, Harrogate, TN is assigned to Forge Ridge School (elementary), rated B; Claiborne Adult High School (high). All sit in Claiborne County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 424 Cosby Ridge Rd, Harrogate, TN compare to other homes in Harrogate 37752?

Among the 2,680 homes in Harrogate 37752, it is worth more than 4% of them ($83,145 against a typical $214,594), its price per square foot is higher than 30% of them ($124 against a typical $155), it is bigger than 3% of them (672 ft² against a typical 1,370 ft²) and its lot is bigger than 79% of them (3 ac against a typical 0.59 ac). Measured against all of Claiborne County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 424 Cosby Ridge Rd, Harrogate, TN?

The 2025 property tax bill for 424 Cosby Ridge Rd, Harrogate, TN was $162. The county assessed it at $6,925.

Closest homes

More homes in Harrogate 37752

Assigned schools

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