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Rural ResidenceResidential
$291,979$139 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

424 ELMWOOD LOOP

WESTPHALIA, IA 51578
3
Beds
2 / 1
Baths
2,102 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
40 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$292K
$226K low$358K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,208 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$317,836 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$83,640
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$234,196
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$317,836
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$317,836

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyShelby
Lot (acres)The size of the land the home sits on, from county records.40.00
ConstructionThe main material the home's frame and walls are built from.Steel Frame
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 315 ft²Porch · 36 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Harlan Community Middle SchoolA-
Middle · Grades 6–8 · 10.1 mi
H
Harlan High SchoolB-
High · Grades 9–12 · 10.2 mi
E
Harlan Primary School
Elementary · Grades PK–2 · 10.3 mi

District: Harlan Community School District

Neighborhood · ZIP 51578These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.147
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.1
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.17 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,042
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,018
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

424 Elmwood Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Shelby County
  • Bigger than 83% of homes in Shelby County
  • Among the largest lots in Shelby County

What homes are worth in Shelby County

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$292K

This home is worth more than almost all homes in Shelby County.

How it measures up in Shelby County

The dot is this home. The mark in the middle is the typical home in Shelby County.

Estimated value$291,979
CheaperTypical $189,676Pricier

Pricier than 78% of homes nearby

Price per ft²$139
CheaperTypical $128Pricier

Pricier than 57% of homes nearby

Living area2,102 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 83% of homes nearby

Lot size40 ac
SmallerTypical 0.36 acBigger

Bigger than almost all homes nearby

Year built1920
OlderTypical 1947Newer

Newer than 40% of homes nearby

How 424 Elmwood Loop ranks against every home in each area.
MeasureThis homeShelby County
Estimated valuepricier than$291,97978% of homes
Price per ft²pricier than$13957% of homes
Living areabigger than2,102 ft²83% of homes
Lot sizebigger than40 acalmost all homes
Year builtnewer than192040% of homes

About 424 Elmwood Loop

How much is 424 Elmwood Loop, Westphalia, IA worth?

The TopHap Estimate for 424 Elmwood Loop, Westphalia, IA is $291,979 as of Sep 24, 2026. The likely range is $226,016 to $357,942. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 424 Elmwood Loop, Westphalia, IA last sell?

424 Elmwood Loop, Westphalia, IA last sold on Mar 17, 2026, according to the county's recorded deed.

How big is 424 Elmwood Loop, Westphalia, IA?

424 Elmwood Loop, Westphalia, IA has 3 bedrooms, 2 bathrooms, 2,102 square feet of living space and a 40.00-acre lot.

When was 424 Elmwood Loop, Westphalia, IA built?

424 Elmwood Loop, Westphalia, IA was built in 1920, making it 106 years old. The building has 2 stories.

What schools serve 424 Elmwood Loop, Westphalia, IA?

424 Elmwood Loop, Westphalia, IA is assigned to Harlan Community Middle School (middle), rated A-; Harlan High School (high), rated B-; Harlan Primary School (elementary). All sit in Harlan Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 424 Elmwood Loop, Westphalia, IA compare to other homes in Shelby County?

Among the 5,209 homes in Shelby County, it is worth more than 78% of them ($291,979 against a typical $189,676), its price per square foot is higher than 57% of them ($139 against a typical $128), it is bigger than 83% of them (2,102 ft² against a typical 1,500 ft²), its lot is bigger than almost all of them (40 ac against a typical 0.36 ac) and it is newer than 40% of them (1920 against a typical 1947). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 424 Elmwood Loop, Westphalia, IA?

The 2024 property tax bill for 424 Elmwood Loop, Westphalia, IA was $4,208. The county assessed it at $317,836.

Closest homes

More homes in Westphalia 51578

Assigned schools

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