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Single Family ResidenceResidential
$249,071$137 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

425 DECKER RD

RICHMONDVILLE, NY 12149
2
Beds
1
Baths
1,824 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.8 ac
Lot SizeThe size of the land the home sits on, from county records.
1850
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$249K
$228K low$270K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$199,071
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$159,257
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.21%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
BANK OF RICHMONDVILLE · 4.8% 1 · recorded Jul 12, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,819 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$72,650 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$63,750
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$72,650
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$188,701

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.23 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySCHOHARIE
Lot (acres)The size of the land the home sits on, from county records.0.80
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cobleskill-Richmondville High SchoolC
Elementary · Grades 9–12 · 3.5 mi

District: Cobleskill-Richmondville Central School District

Neighborhood · ZIP 12149These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.140
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,708
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,377
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,175
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

425 Decker Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 72% of homes in Richmondville 12149
  • Bigger than 70% of homes in Richmondville 12149
  • Has a smaller lot than 75% of homes in Richmondville 12149
  • Older than 94% of homes in Richmondville 12149

What homes are worth in Richmondville 12149

Each bar is how many homes fall in that price range. The marker is this home.

This home
$98K$672K

This home is worth more than 44% of homes in Richmondville 12149.

How it measures up in Richmondville 12149

The dot is this home. The mark in the middle is the typical home in Richmondville 12149.

Estimated value$249,071
CheaperTypical $265,041Pricier

Pricier than 44% of homes nearby

Price per ft²$137
CheaperTypical $178Pricier

Pricier than 28% of homes nearby

Living area1,824 ft²
SmallerTypical 1,464 ft²Bigger

Bigger than 70% of homes nearby

Lot size0.8 ac
SmallerTypical 3.16 acBigger

Bigger than 25% of homes nearby

Year built1850
OlderTypical 1974Newer

Newer than 6% of homes nearby

How 425 Decker Rd ranks against every home in each area.
MeasureThis homeRichmondville 12149Schoharie County
Estimated valuepricier than$249,07144% of homes51% of homes
Price per ft²pricier than$13728% of homes34% of homes
Living areabigger than1,824 ft²70% of homes69% of homes
Lot sizebigger than0.8 ac25% of homes25% of homes
Year builtnewer than18506% of homes7% of homes

About 425 Decker Rd

How much is 425 Decker Rd, Richmondville, NY worth?

The TopHap Estimate for 425 Decker Rd, Richmondville, NY is $249,071 as of Jul 14, 2026. The likely range is $227,754 to $270,388. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 425 Decker Rd, Richmondville, NY last sell?

425 Decker Rd, Richmondville, NY last sold on Apr 15, 1999, according to the county's recorded deed.

How big is 425 Decker Rd, Richmondville, NY?

425 Decker Rd, Richmondville, NY has 2 bedrooms, 1 bathrooms, 1,824 square feet of living space and a 0.80-acre lot.

When was 425 Decker Rd, Richmondville, NY built?

425 Decker Rd, Richmondville, NY was built in 1850, making it 176 years old. It is a traditional/old home. The building has 1 story.

What schools serve 425 Decker Rd, Richmondville, NY?

425 Decker Rd, Richmondville, NY is assigned to Cobleskill-Richmondville High School (elementary), rated C. All sit in Cobleskill-Richmondville Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 425 Decker Rd, Richmondville, NY compare to other homes in Richmondville 12149?

Among the 1,111 homes in Richmondville 12149, it is worth more than 44% of them ($249,071 against a typical $265,041), its price per square foot is higher than 28% of them ($137 against a typical $178), it is bigger than 70% of them (1,824 ft² against a typical 1,464 ft²), its lot is bigger than 25% of them (0.8 ac against a typical 3.16 ac) and it is newer than 6% of them (1850 against a typical 1974). Measured against all of Schoharie County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 425 Decker Rd, Richmondville, NY?

The 2025 property tax bill for 425 Decker Rd, Richmondville, NY was $4,819. The county assessed it at $72,650.

Closest homes

More homes in Richmondville 12149

Assigned schools

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