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Single Family ResidenceResidential
$30,277$35 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 59How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $20,000 on Jan 9, 2017

425 W CLAY ST

OSCEOLA, IA 50213
3
Beds
1
Baths
864 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.53 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$30K
$18K low$43K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$20,000 · Jan 9, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,528 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$78,960 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$38,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$40,460
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$60,920
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$78,960

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.30 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCLARKE
Lot (acres)The size of the land the home sits on, from county records.0.53
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 196 ft²Porch · 235 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Clarke Community High SchoolB-
High · Grades 9–12 · 0.4 mi
M
Clarke Community Middle SchoolB-
Middle · Grades 6–8 · 0.4 mi
E
Clarke Community Elementary SchoolC-
Elementary · Grades PK–5 · 0.7 mi

District: Clarke Community School District

Neighborhood · ZIP 50213These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.7,062
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.34 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,159
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,099
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

425 W Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Osceola 50213
  • Among the lowest price per square foot in Osceola 50213
  • Smaller than 88% of homes in Osceola 50213
  • Older than 80% of homes in Osceola 50213

What homes are worth in Osceola 50213

Each bar is how many homes fall in that price range. The marker is this home.

This home
$47K$581K

This home is worth less than almost all homes in Osceola 50213.

How it measures up in Osceola 50213

The dot is this home. The mark in the middle is the typical home in Osceola 50213.

Estimated value$30,277
CheaperTypical $166,407Pricier

Cheaper than almost all homes nearby

Price per ft²$35
CheaperTypical $135Pricier

Cheaper than almost all homes nearby

Living area864 ft²
SmallerTypical 1,224 ft²Bigger

Bigger than 12% of homes nearby

Lot size0.53 ac
SmallerTypical 0.37 acBigger

Bigger than 57% of homes nearby

Year built1920
OlderTypical 1969Newer

Newer than 20% of homes nearby

How 425 W Clay St ranks against every home in each area.
MeasureThis homeOsceola 50213Clarke County
Estimated valuepricier than$30,277almost no homesalmost no homes
Price per ft²pricier than$35almost no homesalmost no homes
Living areabigger than864 ft²12% of homes13% of homes
Lot sizebigger than0.53 ac57% of homes48% of homes
Year builtnewer than192020% of homes23% of homes

About 425 W Clay St

How much is 425 W Clay St, Osceola, IA worth?

The TopHap Estimate for 425 W Clay St, Osceola, IA is $30,277 as of Aug 30, 2026. The likely range is $17,748 to $42,806. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 425 W Clay St, Osceola, IA last sell?

425 W Clay St, Osceola, IA last sold on Jan 9, 2017 for $20,000, according to the county's recorded deed.

How big is 425 W Clay St, Osceola, IA?

425 W Clay St, Osceola, IA has 3 bedrooms, 1 bathrooms, 864 square feet of living space and a 0.53-acre lot.

When was 425 W Clay St, Osceola, IA built?

425 W Clay St, Osceola, IA was built in 1920, making it 106 years old. The building has 1 story.

What schools serve 425 W Clay St, Osceola, IA?

425 W Clay St, Osceola, IA is assigned to Clarke Community High School (high), rated B-; Clarke Community Middle School (middle), rated B-; Clarke Community Elementary School (elementary), rated C-. All sit in Clarke Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 425 W Clay St, Osceola, IA compare to other homes in Osceola 50213?

Among the 2,754 homes in Osceola 50213, it is worth more than almost none of them ($30,277 against a typical $166,407), its price per square foot is higher than almost none of them ($35 against a typical $135), it is bigger than 12% of them (864 ft² against a typical 1,224 ft²), its lot is bigger than 57% of them (0.53 ac against a typical 0.37 ac) and it is newer than 20% of them (1920 against a typical 1969). Measured against all of Clarke County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 425 W Clay St, Osceola, IA?

The 2025 property tax bill for 425 W Clay St, Osceola, IA was $1,528. The county assessed it at $78,960.

More homes on W Clay St

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