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Single Family ResidenceResidential
$40,173$64 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 51How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

427 S RAILROAD ST

LOVINGTON, IL 61937
2
Beds
1
Baths
632 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1926
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$40K
$21K low$60K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$182 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$5,154 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,483
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$3,671
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$4,824
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$15,462

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
76
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyMOULTRIE
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 88 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lovington Grade SchoolC
Elementary · Grades PK–8 · 0.3 mi
H
Arthur-Lovington-Atwood-HammondB+
High · Grades 9–12 · 8.6 mi

District: Arthur Community Unit School District 305

Neighborhood · ZIP 61937These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.2,350
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.27 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,300
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,649
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

427 S Railroad St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Moultrie County
  • Costs less per square foot than 94% of homes in Moultrie County
  • Among the smallest homes in Moultrie County
  • Has a smaller lot than 89% of homes in Lovington 61937
  • Older than 78% of homes in Moultrie County

What homes are worth in Lovington 61937

Each bar is how many homes fall in that price range. The marker is this home.

This home
$43K$428K

This home is worth less than almost all homes in Lovington 61937.

How it measures up in Lovington 61937

The dot is this home. The mark in the middle is the typical home in Lovington 61937.

Estimated value$40,173
CheaperTypical $133,947Pricier

Cheaper than almost all homes nearby

Price per ft²$64
CheaperTypical $89Pricier

Pricier than 18% of homes nearby

Living area632 ft²
SmallerTypical 1,517 ft²Bigger

Bigger than 2% of homes nearby

Lot size0.18 ac
SmallerTypical 0.37 acBigger

Bigger than 11% of homes nearby

Year built1926
OlderTypical 1955Newer

Newer than 31% of homes nearby

How 427 S Railroad St ranks against every home in each area.
MeasureThis homeLovington 61937Moultrie County
Estimated valuepricier than$40,173almost no homesalmost no homes
Price per ft²pricier than$6418% of homes6% of homes
Living areabigger than632 ft²2% of homesalmost no homes
Lot sizebigger than0.18 ac11% of homes17% of homes
Year builtnewer than192631% of homes22% of homes

About 427 S Railroad St

How much is 427 S Railroad St, Lovington, IL worth?

The TopHap Estimate for 427 S Railroad St, Lovington, IL is $40,173 as of Sep 24, 2026. The likely range is $20,620 to $59,726. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 427 S Railroad St, Lovington, IL last sell?

427 S Railroad St, Lovington, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 427 S Railroad St, Lovington, IL?

427 S Railroad St, Lovington, IL has 2 bedrooms, 1 bathrooms, 632 square feet of living space and a 0.18-acre lot.

When was 427 S Railroad St, Lovington, IL built?

427 S Railroad St, Lovington, IL was built in 1926, making it 100 years old. It is a a-frame home. The building has 1 story.

What schools serve 427 S Railroad St, Lovington, IL?

427 S Railroad St, Lovington, IL is assigned to Lovington Grade School (elementary), rated C; Arthur-Lovington-Atwood-Hammond (high), rated B+. All sit in Arthur Community Unit School District 305. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 427 S Railroad St, Lovington, IL compare to other homes in Lovington 61937?

Among the 817 homes in Lovington 61937, it is worth more than almost none of them ($40,173 against a typical $133,947), its price per square foot is higher than 18% of them ($64 against a typical $89), it is bigger than 2% of them (632 ft² against a typical 1,517 ft²), its lot is bigger than 11% of them (0.18 ac against a typical 0.37 ac) and it is newer than 31% of them (1926 against a typical 1955). Measured against all of Moultrie County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 427 S Railroad St, Lovington, IL?

The 2025 property tax bill for 427 S Railroad St, Lovington, IL was $182. The county assessed it at $5,154.

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