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Single Family ResidenceResidential
$400,268$185 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $380,000 on Nov 21, 2022

427 TEXAS ST

CORTEZ, CO 81321
2
Baths
2,162 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$400K
$379K low$421K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$380,000 · Nov 21, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,330 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$26,360 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,057
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$24,303
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$19,953
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$331,150

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
40
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
73
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
27
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
69
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMontezuma
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Baseboard

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Montezuma-Cortez High SchoolD+
High · Grades 9–12 · 0.7 mi
E
Kemper Elementary SchoolC+
Elementary · Grades KG–5 · 0.8 mi
M
Montezuma-Cortez Middle SchoolB-
Middle · Grades 6–8 · 1.7 mi

District: Montezuma-Cortez School District Re-1

Neighborhood · ZIP 81321These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.16,111
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.25 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,878
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,721
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.12 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.81%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

427 Texas St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Cortez 81321
  • Costs less per square foot than 80% of homes in Montezuma County
  • Bigger than 80% of homes in Cortez 81321
  • Has a smaller lot than 78% of homes in Montezuma County
  • Newer than 77% of homes in Cortez 81321

What homes are worth in Cortez 81321

Each bar is how many homes fall in that price range. The marker is this home.

This home
$156K$843K

This home is worth more than 67% of homes in Cortez 81321.

How it measures up in Cortez 81321

The dot is this home. The mark in the middle is the typical home in Cortez 81321.

Estimated value$400,268
CheaperTypical $331,860Pricier

Pricier than 67% of homes nearby

Price per ft²$185
CheaperTypical $218Pricier

Pricier than 26% of homes nearby

Living area2,162 ft²
SmallerTypical 1,464 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.23 ac
SmallerTypical 0.33 acBigger

Bigger than 34% of homes nearby

Year built1997
OlderTypical 1979Newer

Newer than 77% of homes nearby

How 427 Texas St ranks against every home in each area.
MeasureThis homeCortez 81321Montezuma County
Estimated valuepricier than$400,26867% of homes50% of homes
Price per ft²pricier than$18526% of homes20% of homes
Living areabigger than2,162 ft²80% of homes76% of homes
Lot sizebigger than0.23 ac34% of homes22% of homes
Year builtnewer than199777% of homes72% of homes

About 427 Texas St

How much is 427 Texas St, Cortez, CO worth?

The TopHap Estimate for 427 Texas St, Cortez, CO is $400,268 as of Aug 30, 2026. The likely range is $379,446 to $421,090. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 427 Texas St, Cortez, CO last sell?

427 Texas St, Cortez, CO last sold on Nov 21, 2022 for $380,000, according to the county's recorded deed.

How big is 427 Texas St, Cortez, CO?

427 Texas St, Cortez, CO has 2 bathrooms, 2,162 square feet of living space and a 0.23-acre lot.

When was 427 Texas St, Cortez, CO built?

427 Texas St, Cortez, CO was built in 1997, making it 29 years old. It is a ranch home. The building has 1 story.

What schools serve 427 Texas St, Cortez, CO?

427 Texas St, Cortez, CO is assigned to Montezuma-Cortez High School (high), rated D+; Kemper Elementary School (elementary), rated C+; Montezuma-Cortez Middle School (middle), rated B-. All sit in Montezuma-Cortez School District Re-1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 427 Texas St, Cortez, CO compare to other homes in Cortez 81321?

Among the 4,977 homes in Cortez 81321, it is worth more than 67% of them ($400,268 against a typical $331,860), its price per square foot is higher than 26% of them ($185 against a typical $218), it is bigger than 80% of them (2,162 ft² against a typical 1,464 ft²), its lot is bigger than 34% of them (0.23 ac against a typical 0.33 ac) and it is newer than 77% of them (1997 against a typical 1979). Measured against all of Montezuma County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 427 Texas St, Cortez, CO?

The 2025 property tax bill for 427 Texas St, Cortez, CO was $1,330. The county assessed it at $26,360.

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