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Single Family ResidenceResidential
$621,801$381 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

428 3RD ST

GEARHART, OR 97138
3
Beds
2
Baths
1,632 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$622K
$519K low$724K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,142 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$253,320 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$253,320
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$368,148
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$688,070

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
56
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
31
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
100
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.20 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyClatsop
Lot (acres)The size of the land the home sits on, from county records.0.23
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Builtup (layered Asphalt)
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Wet barPatio · 48 ft²Porch · 500 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gearhart Elementary School
Elementary · Grades KG–5 · 0.4 mi
H
Seaside High SchoolD-
High · Grades 9–12 · 2.9 mi
M
Broadway Middle SchoolB
Middle · Grades 6–8 · 2.9 mi

District: Seaside School District 10

Neighborhood · ZIP 97138These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.298

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.67%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.11,382
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.33 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,096
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,187
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.135 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

428 3rd St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Clatsop County
  • Older than 65% of homes in Seaside 97138

What homes are worth in Seaside 97138

Each bar is how many homes fall in that price range. The marker is this home.

This home
$201K$1.7M

This home is worth more than 68% of homes in Seaside 97138.

How it measures up in Seaside 97138

The dot is this home. The mark in the middle is the typical home in Seaside 97138.

Estimated value$621,801
CheaperTypical $503,217Pricier

Pricier than 68% of homes nearby

Price per ft²$381
CheaperTypical $368Pricier

Pricier than 55% of homes nearby

Living area1,632 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 62% of homes nearby

Lot size0.23 ac
SmallerTypical 0.22 acBigger

Bigger than 57% of homes nearby

Year built1964
OlderTypical 1976Newer

Newer than 35% of homes nearby

How 428 3rd St ranks against every home in each area.
MeasureThis homeSeaside 97138Clatsop County
Estimated valuepricier than$621,80168% of homes69% of homes
Price per ft²pricier than$38155% of homes64% of homes
Living areabigger than1,632 ft²62% of homes57% of homes
Lot sizebigger than0.23 ac57% of homes51% of homes
Year builtnewer than196435% of homes39% of homes

About 428 3rd St

How much is 428 3rd St, Gearhart, OR worth?

The TopHap Estimate for 428 3rd St, Gearhart, OR is $621,801 as of Aug 30, 2026. The likely range is $519,494 to $724,108. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 428 3rd St, Gearhart, OR?

428 3rd St, Gearhart, OR has 3 bedrooms, 2 bathrooms, 1,632 square feet of living space and a 0.23-acre lot.

When was 428 3rd St, Gearhart, OR built?

428 3rd St, Gearhart, OR was built in 1964, making it 62 years old. The building has 1 story.

What schools serve 428 3rd St, Gearhart, OR?

428 3rd St, Gearhart, OR is assigned to Gearhart Elementary School (elementary); Seaside High School (high), rated D-; Broadway Middle School (middle), rated B. All sit in Seaside School District 10. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 428 3rd St, Gearhart, OR compare to other homes in Seaside 97138?

Among the 7,417 homes in Seaside 97138, it is worth more than 68% of them ($621,801 against a typical $503,217), its price per square foot is higher than 55% of them ($381 against a typical $368), it is bigger than 62% of them (1,632 ft² against a typical 1,404 ft²), its lot is bigger than 57% of them (0.23 ac against a typical 0.22 ac) and it is newer than 35% of them (1964 against a typical 1976). Measured against all of Clatsop County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 428 3rd St, Gearhart, OR?

The 2025 property tax bill for 428 3rd St, Gearhart, OR was $4,142. The county assessed it at $253,320.

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