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Single Family ResidenceResidential
$128,570$101 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

428 4TH ST

VELMA, OK 73491
3
Beds
2
Baths
1,276 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.45 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$129K
$118K low$139K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$485 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$8,382 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$423
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$7,959
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$8,382
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$76,203

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySTEPHENS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1987
Lot (acres)The size of the land the home sits on, from county records.0.45
ConstructionThe main material the home's frame and walls are built from.Brick
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Above-Ground Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 121 ft²Porch · 360 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Velma-Alma High SchoolA-
High · Grades 9–12 · 0.5 mi
M
Velma-Alma Middle SchoolC+
Middle · Grades 6–8 · 0.5 mi
E
Velma-Alma Elementary SchoolB
Elementary · Grades PK–5 · 0.5 mi

District: Velma-Alma Public Schools

Neighborhood · ZIP 73491These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.144
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,121
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.15 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,812
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,721
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

428 4th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 66% of homes in Stephens County

What homes are worth in Stephens County

Each bar is how many homes fall in that price range. The marker is this home.

This home
$31K$396K

This home is worth more than 40% of homes in Stephens County.

How it measures up in Stephens County

The dot is this home. The mark in the middle is the typical home in Stephens County.

Estimated value$128,570
CheaperTypical $140,662Pricier

Pricier than 46% of homes nearby

Price per ft²$101
CheaperTypical $93Pricier

Pricier than 56% of homes nearby

Living area1,276 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 34% of homes nearby

Lot size0.45 ac
SmallerTypical 0.32 acBigger

Bigger than 57% of homes nearby

Year built1975
OlderTypical 1970Newer

Newer than 61% of homes nearby

How 428 4th St ranks against every home in each area.
MeasureThis homeStephens County
Estimated valuepricier than$128,57046% of homes
Price per ft²pricier than$10156% of homes
Living areabigger than1,276 ft²34% of homes
Lot sizebigger than0.45 ac57% of homes
Year builtnewer than197561% of homes

About 428 4th St

How much is 428 4th St, Velma, OK worth?

The TopHap Estimate for 428 4th St, Velma, OK is $128,570 as of Sep 24, 2026. The likely range is $118,432 to $138,708. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 428 4th St, Velma, OK last sell?

428 4th St, Velma, OK last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 428 4th St, Velma, OK?

428 4th St, Velma, OK has 3 bedrooms, 2 bathrooms, 1,276 square feet of living space and a 0.45-acre lot.

When was 428 4th St, Velma, OK built?

428 4th St, Velma, OK was built in 1975, making it 51 years old. It is a traditional/old home. The building has 1 story.

What schools serve 428 4th St, Velma, OK?

428 4th St, Velma, OK is assigned to Velma-Alma High School (high), rated A-; Velma-Alma Middle School (middle), rated C+; Velma-Alma Elementary School (elementary), rated B. All sit in Velma-Alma Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 428 4th St, Velma, OK compare to other homes in Stephens County?

Among the 18,585 homes in Stephens County, it is worth more than 46% of them ($128,570 against a typical $140,662), its price per square foot is higher than 56% of them ($101 against a typical $93), it is bigger than 34% of them (1,276 ft² against a typical 1,500 ft²), its lot is bigger than 57% of them (0.45 ac against a typical 0.32 ac) and it is newer than 61% of them (1975 against a typical 1970). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 428 4th St, Velma, OK?

The 2025 property tax bill for 428 4th St, Velma, OK was $485. The county assessed it at $8,382.

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Assigned schools

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