Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
Last sold for $415,000 on Jul 26, 2023

428 ANDREW DR

VALPARAISO, FL 32580
4
Beds
2
Baths
2,193 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1959
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$415,000 · Jul 26, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,322 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$264,665 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$75,575
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$189,090
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$257,180
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$264,665

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.5 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOkaloosa
Lot (acres)The size of the land the home sits on, from county records.0.26
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 160 ft²

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lewis SchoolB+
Elementary · Grades KG–8 · 1.3 mi
H
Niceville High SchoolA-
High · Grades 9–12 · 2.0 mi

District: Okaloosa County School District

Neighborhood · ZIP 32580These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.4,994
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.81 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,655
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,616
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.69 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

428 Andrew Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 77% of homes in Valparaiso 32580
  • Older than 94% of homes in Okaloosa County

How it measures up in Valparaiso 32580

The dot is this home. The mark in the middle is the typical home in Valparaiso 32580.

Living area2,193 ft²
SmallerTypical 1,657 ft²Bigger

Bigger than 77% of homes nearby

Lot size0.26 ac
SmallerTypical 0.26 acBigger

Bigger than 37% of homes nearby

Year built1959
OlderTypical 1976Newer

Newer than 26% of homes nearby

How 428 Andrew Dr ranks against every home in each area.
MeasureThis homeValparaiso 32580Okaloosa County
Living areabigger than2,193 ft²77% of homes76% of homes
Lot sizebigger than0.26 ac37% of homes41% of homes
Year builtnewer than195926% of homes6% of homes

About 428 Andrew Dr

When did 428 Andrew Dr, Valparaiso, FL last sell?

428 Andrew Dr, Valparaiso, FL last sold on Jul 26, 2023 for $415,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 428 Andrew Dr, Valparaiso, FL?

428 Andrew Dr, Valparaiso, FL has 4 bedrooms, 2 bathrooms, 2,193 square feet of living space and a 0.26-acre lot.

When was 428 Andrew Dr, Valparaiso, FL built?

428 Andrew Dr, Valparaiso, FL was built in 1959, making it 67 years old. The building has 1 story.

What schools serve 428 Andrew Dr, Valparaiso, FL?

428 Andrew Dr, Valparaiso, FL is assigned to Lewis School (elementary), rated B+; Niceville High School (high), rated A-. All sit in Okaloosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 428 Andrew Dr, Valparaiso, FL compare to other homes in Valparaiso 32580?

Among the 1,912 homes in Valparaiso 32580, it is bigger than 77% of them (2,193 ft² against a typical 1,657 ft²), its lot is bigger than 37% of them (0.26 ac against a typical 0.26 ac) and it is newer than 26% of them (1959 against a typical 1976). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 428 Andrew Dr, Valparaiso, FL?

The 2025 property tax bill for 428 Andrew Dr, Valparaiso, FL was $3,322. The county assessed it at $264,665.

More homes on Andrew Dr

Closest homes

More homes in Valparaiso 32580

Assigned schools

Explore the area

See this home in context

Open 428 Andrew Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map