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Single Family ResidenceResidential
$55,530$34 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

428 CLOVER ST

DAYTON, OH 45410
3
Beds
2
Baths
1,644 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1919
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$56K
$40K low$71K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$191 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$12,760 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,470
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$9,290
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$12,760
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$36,460

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyMontgomery
Lot (acres)The size of the land the home sits on, from county records.0.14
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 112 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ruskin Elementary SchoolD
Elementary · Grades PK–6 · 0.2 mi
M
Stivers School for the ArtsC
Middle · Grades 7–12 · 0.6 mi

District: Dayton City School District

Neighborhood · ZIP 45410These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.207
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.15,400
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6,848 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,418
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$60,879
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

428 Clover St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Montgomery County
  • Costs less per square foot than 98% of homes in Montgomery County
  • Bigger than 78% of homes in Dayton 45410
  • Has a bigger lot than 89% of homes in Twin Towers
  • Older than 91% of homes in Montgomery County

What homes are worth in Dayton 45410

Each bar is how many homes fall in that price range. The marker is this home.

This home
$34K$254K

This home is worth more than 8% of homes in Dayton 45410.

How it measures up in Dayton 45410

The dot is this home. The mark in the middle is the typical home in Dayton 45410.

Estimated value$55,530
CheaperTypical $124,810Pricier

Pricier than 8% of homes nearby

Price per ft²$34
CheaperTypical $99Pricier

Pricier than 4% of homes nearby

Living area1,644 ft²
SmallerTypical 1,328 ft²Bigger

Bigger than 78% of homes nearby

Lot size0.14 ac
SmallerTypical 0.11 acBigger

Bigger than 82% of homes nearby

Year built1919
OlderTypical 1919Newer

Newer than 53% of homes nearby

How 428 Clover St ranks against every home in each area.
MeasureThis homeTwin TowersDayton 45410Montgomery County
Estimated valuepricier than$55,53040% of homes8% of homes7% of homes
Price per ft²pricier than$3423% of homes4% of homes2% of homes
Living areabigger than1,644 ft²71% of homes78% of homes63% of homes
Lot sizebigger than0.14 ac89% of homes82% of homes26% of homes
Year builtnewer than191979% of homes53% of homes9% of homes

About 428 Clover St

How much is 428 Clover St, Dayton, OH worth?

The TopHap Estimate for 428 Clover St, Dayton, OH is $55,530 as of Sep 24, 2026. The likely range is $40,070 to $70,990. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 428 Clover St, Dayton, OH last sell?

428 Clover St, Dayton, OH last sold on Feb 26, 1999, according to the county's recorded deed.

How big is 428 Clover St, Dayton, OH?

428 Clover St, Dayton, OH has 3 bedrooms, 2 bathrooms, 1,644 square feet of living space and a 0.14-acre lot.

When was 428 Clover St, Dayton, OH built?

428 Clover St, Dayton, OH was built in 1919, making it 107 years old. It is a cape cod home. The building has 2 stories.

What schools serve 428 Clover St, Dayton, OH?

428 Clover St, Dayton, OH is assigned to Ruskin Elementary School (elementary), rated D; Stivers School for the Arts (middle), rated C. All sit in Dayton City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 428 Clover St, Dayton, OH compare to other homes in Dayton 45410?

Among the 5,742 homes in Dayton 45410, it is worth more than 8% of them ($55,530 against a typical $124,810), its price per square foot is higher than 4% of them ($34 against a typical $99), it is bigger than 78% of them (1,644 ft² against a typical 1,328 ft²), its lot is bigger than 82% of them (0.14 ac against a typical 0.11 ac) and it is newer than 53% of them (1919 against a typical 1919). Measured against all of Montgomery County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 428 Clover St, Dayton, OH?

The 2024 property tax bill for 428 Clover St, Dayton, OH was $191. The county assessed it at $12,760.

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Assigned schools

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