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Single Family ResidenceResidential
$135,906$71 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $72,000 on Aug 13, 2015

428 E MAIN ST

MONTOUR FALLS, NY 14865
4
Beds
2
Baths
1,920 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1895
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$136K
$112K low$160K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$72,000 · Aug 13, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$963 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$139,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$104,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$139,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$139,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.128 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySchuyler
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1930
Lot (acres)The size of the land the home sits on, from county records.1.00
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 40 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
B C Cate Elementary School
Elementary · Grades PK–2 · 0.7 mi
M
Odessa-Montour Junior/Senior High SchoolB
Middle · Grades 7–12 · 2.6 mi

District: Odessa-Montour Central School District

Neighborhood · ZIP 14865These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.135
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,281
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.113 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,336
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,168
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

428 E Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Montour Falls 14865
  • Costs less per square foot than 89% of homes in Schuyler County
  • Bigger than 74% of homes in Schuyler County
  • Has a bigger lot than 80% of homes in Montour Falls
  • Older than 84% of homes in Schuyler County

What homes are worth in Montour Falls 14865

Each bar is how many homes fall in that price range. The marker is this home.

This home
$78K$534K

This home is worth more than 19% of homes in Montour Falls 14865.

How it measures up in Montour Falls 14865

The dot is this home. The mark in the middle is the typical home in Montour Falls 14865.

Estimated value$135,906
CheaperTypical $189,653Pricier

Pricier than 19% of homes nearby

Price per ft²$71
CheaperTypical $120Pricier

Pricier than 12% of homes nearby

Living area1,920 ft²
SmallerTypical 1,616 ft²Bigger

Bigger than 67% of homes nearby

Lot size1 ac
SmallerTypical 1.38 acBigger

Bigger than 44% of homes nearby

Year built1895
OlderTypical 1952Newer

Newer than 28% of homes nearby

How 428 E Main St ranks against every home in each area.
MeasureThis homeMontour FallsMontour Falls 14865Schuyler County
Estimated valuepricier than$135,90630% of homes19% of homes20% of homes
Price per ft²pricier than$7121% of homes12% of homes11% of homes
Living areabigger than1,920 ft²61% of homes67% of homes74% of homes
Lot sizebigger than1 ac80% of homes44% of homes38% of homes
Year builtnewer than189542% of homes28% of homes16% of homes

About 428 E Main St

How much is 428 E Main St, Montour Falls, NY worth?

The TopHap Estimate for 428 E Main St, Montour Falls, NY is $135,906 as of Aug 30, 2026. The likely range is $112,049 to $159,763. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 428 E Main St, Montour Falls, NY last sell?

428 E Main St, Montour Falls, NY last sold on Aug 13, 2015 for $72,000, according to the county's recorded deed.

How big is 428 E Main St, Montour Falls, NY?

428 E Main St, Montour Falls, NY has 4 bedrooms, 2 bathrooms, 1,920 square feet of living space and a 1.00-acre lot.

When was 428 E Main St, Montour Falls, NY built?

428 E Main St, Montour Falls, NY was built in 1895, making it 131 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 428 E Main St, Montour Falls, NY?

428 E Main St, Montour Falls, NY is assigned to B C Cate Elementary School (elementary); Odessa-Montour Junior/Senior High School (middle), rated B. All sit in Odessa-Montour Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 428 E Main St, Montour Falls, NY compare to other homes in Montour Falls 14865?

Among the 953 homes in Montour Falls 14865, it is worth more than 19% of them ($135,906 against a typical $189,653), its price per square foot is higher than 12% of them ($71 against a typical $120), it is bigger than 67% of them (1,920 ft² against a typical 1,616 ft²), its lot is bigger than 44% of them (1 ac against a typical 1.38 ac) and it is newer than 28% of them (1895 against a typical 1952). Measured against all of Schuyler County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 428 E Main St, Montour Falls, NY?

The 2025 property tax bill for 428 E Main St, Montour Falls, NY was $963. The county assessed it at $139,600.

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