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Single Family ResidenceResidential
$182,903$96 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

428 OLD TOE RIVER RD

NEWLAND, NC 28657
3
Beds
2
Baths
1,913 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.06 ac
Lot SizeThe size of the land the home sits on, from county records.
1944
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$183K
$139K low$227K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,439 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$149,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$62,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$87,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$150,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$149,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.97 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAvery
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1984
Lot (acres)The size of the land the home sits on, from county records.4.06
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 72 ft²Porch · 287 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Newland Elementary SchoolD+
Elementary · Grades PK–5 · 0.7 mi
H
Avery County High SchoolC-
High · Grades 9–12 · 1.6 mi
M
Avery Middle SchoolD+
Middle · Grades 6–8 · 1.7 mi

District: Avery County Schools

Neighborhood · ZIP 28657These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.105

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.60%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.10,229
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.68 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,513
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,213
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

428 Old Toe River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 94% of homes in Avery County
  • Bigger than 75% of homes in Newland 28657
  • Has a bigger lot than 85% of homes in Avery County
  • Older than 92% of homes in Avery County

What homes are worth in Newland 28657

Each bar is how many homes fall in that price range. The marker is this home.

This home
$31K$794K

This home is worth more than 52% of homes in Newland 28657.

How it measures up in Newland 28657

The dot is this home. The mark in the middle is the typical home in Newland 28657.

Estimated value$182,903
CheaperTypical $177,113Pricier

Pricier than 52% of homes nearby

Price per ft²$96
CheaperTypical $177Pricier

Pricier than 10% of homes nearby

Living area1,913 ft²
SmallerTypical 1,450 ft²Bigger

Bigger than 75% of homes nearby

Lot size4.06 ac
SmallerTypical 1.04 acBigger

Bigger than 82% of homes nearby

Year built1944
OlderTypical 1984Newer

Newer than 9% of homes nearby

How 428 Old Toe River Rd ranks against every home in each area.
MeasureThis homeNewland 28657Avery County
Estimated valuepricier than$182,90352% of homes39% of homes
Price per ft²pricier than$9610% of homes6% of homes
Living areabigger than1,913 ft²75% of homes63% of homes
Lot sizebigger than4.06 ac82% of homes85% of homes
Year builtnewer than19449% of homes8% of homes

About 428 Old Toe River Rd

How much is 428 Old Toe River Rd, Newland, NC worth?

The TopHap Estimate for 428 Old Toe River Rd, Newland, NC is $182,903 as of Sep 24, 2026. The likely range is $138,563 to $227,243. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 428 Old Toe River Rd, Newland, NC last sell?

428 Old Toe River Rd, Newland, NC last sold on Oct 1, 1996, according to the county's recorded deed.

How big is 428 Old Toe River Rd, Newland, NC?

428 Old Toe River Rd, Newland, NC has 3 bedrooms, 2 bathrooms, 1,913 square feet of living space and a 4.06-acre lot.

When was 428 Old Toe River Rd, Newland, NC built?

428 Old Toe River Rd, Newland, NC was built in 1944, making it 82 years old. The building has 2 stories.

What schools serve 428 Old Toe River Rd, Newland, NC?

428 Old Toe River Rd, Newland, NC is assigned to Newland Elementary School (elementary), rated D+; Avery County High School (high), rated C-; Avery Middle School (middle), rated D+. All sit in Avery County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 428 Old Toe River Rd, Newland, NC compare to other homes in Newland 28657?

Among the 9,110 homes in Newland 28657, it is worth more than 52% of them ($182,903 against a typical $177,113), its price per square foot is higher than 10% of them ($96 against a typical $177), it is bigger than 75% of them (1,913 ft² against a typical 1,450 ft²), its lot is bigger than 82% of them (4.06 ac against a typical 1.04 ac) and it is newer than 9% of them (1944 against a typical 1984). Measured against all of Avery County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 428 Old Toe River Rd, Newland, NC?

The 2025 property tax bill for 428 Old Toe River Rd, Newland, NC was $1,439. The county assessed it at $149,900.

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