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Single Family ResidentialResidential
$372,373$138 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $360,000 on May 18, 2022

428 PEARL ST

OTTAWA, IL 61350
1.5
Baths
2,693 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1919
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$372K
$359K low$386K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$360,000 · May 18, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,109 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$116,740 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,612
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$98,128
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$105,781
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$350,220

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
39
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
73
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
67
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyLASALLE
Lot (acres)The size of the land the home sits on, from county records.0.33
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ottawa Township High SchoolD
High · Grades 9–12 · 0.2 mi
E
Jefferson Elementary SchoolC+
Elementary · Grades KG–4 · 0.7 mi
M
Shepherd Middle SchoolC-
Middle · Grades 7–8 · 1.7 mi

District: Ottawa Elementary School District 141

Neighborhood · ZIP 61350These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.23,673
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.158 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,547
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,853
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

428 Pearl St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in LaSalle County
  • Bigger than 96% of homes in Ottawa 61350
  • Has a bigger lot than 75% of homes in Ottawa 61350
  • Older than 80% of homes in Ottawa 61350

What homes are worth in Ottawa 61350

Each bar is how many homes fall in that price range. The marker is this home.

This home
$75K$560K

This home is worth more than 89% of homes in Ottawa 61350.

How it measures up in Ottawa 61350

The dot is this home. The mark in the middle is the typical home in Ottawa 61350.

Estimated value$372,373
CheaperTypical $196,056Pricier

Pricier than 89% of homes nearby

Price per ft²$138
CheaperTypical $147Pricier

Pricier than 42% of homes nearby

Living area2,693 ft²
SmallerTypical 1,397 ft²Bigger

Bigger than 96% of homes nearby

Lot size0.33 ac
SmallerTypical 0.19 acBigger

Bigger than 75% of homes nearby

Year built1919
OlderTypical 1954Newer

Newer than 20% of homes nearby

How 428 Pearl St ranks against every home in each area.
MeasureThis homeOttawa 61350LaSalle County
Estimated valuepricier than$372,37389% of homes90% of homes
Price per ft²pricier than$13842% of homes56% of homes
Living areabigger than2,693 ft²96% of homes95% of homes
Lot sizebigger than0.33 ac75% of homes65% of homes
Year builtnewer than191920% of homes28% of homes

About 428 Pearl St

How much is 428 Pearl St, Ottawa, IL worth?

The TopHap Estimate for 428 Pearl St, Ottawa, IL is $372,373 as of Oct 21, 2026. The likely range is $358,949 to $385,797. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 428 Pearl St, Ottawa, IL last sell?

428 Pearl St, Ottawa, IL last sold on May 18, 2022 for $360,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 428 Pearl St, Ottawa, IL?

428 Pearl St, Ottawa, IL has 1.5 bathrooms, 2,693 square feet of living space and a 0.33-acre lot.

When was 428 Pearl St, Ottawa, IL built?

428 Pearl St, Ottawa, IL was built in 1919, making it 107 years old. The building has 2 stories.

What schools serve 428 Pearl St, Ottawa, IL?

428 Pearl St, Ottawa, IL is assigned to Ottawa Township High School (high), rated D; Jefferson Elementary School (elementary), rated C+; Shepherd Middle School (middle), rated C-. All sit in Ottawa Elementary School District 141. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 428 Pearl St, Ottawa, IL compare to other homes in Ottawa 61350?

Among the 8,886 homes in Ottawa 61350, it is worth more than 89% of them ($372,373 against a typical $196,056), its price per square foot is higher than 42% of them ($138 against a typical $147), it is bigger than 96% of them (2,693 ft² against a typical 1,397 ft²), its lot is bigger than 75% of them (0.33 ac against a typical 0.19 ac) and it is newer than 20% of them (1919 against a typical 1954). Measured against all of LaSalle County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 428 Pearl St, Ottawa, IL?

The 2025 property tax bill for 428 Pearl St, Ottawa, IL was $11,109. The county assessed it at $116,740.

More homes on Pearl St

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