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Single Family ResidenceResidential
$380,279$236 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

428 RAIL RIDGE DR

TROY, MO 63379
3
Beds
2.3
Baths
1,614 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$380K
$367K low$393K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,923 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$46,516 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,782
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$41,734
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$46,516
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$244,820

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
37
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
69
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyLINCOLN
Lot (acres)The size of the land the home sits on, from county records.0.34
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Troy South Middle SchoolC+
Middle · Grades 6–8 · 1.5 mi
H
Troy Buchanan High SchoolB-
High · Grades 9–12 · 1.6 mi
E
Claude Brown Elementary SchoolB
Elementary · Grades KG–5 · 2.2 mi

District: Troy R-Iii School District

Neighborhood · ZIP 63379These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.70

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.29,250
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.214 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,153
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,648
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

428 Rail Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 66% of homes in Troy 63379
  • Has a smaller lot than 67% of homes in Lincoln County
  • Newer than 97% of homes in Troy 63379

What homes are worth in Troy 63379

Each bar is how many homes fall in that price range. The marker is this home.

This home
$169K$751K

This home is worth more than 66% of homes in Troy 63379.

How it measures up in Troy 63379

The dot is this home. The mark in the middle is the typical home in Troy 63379.

Estimated value$380,279
CheaperTypical $326,507Pricier

Pricier than 66% of homes nearby

Price per ft²$236
CheaperTypical $230Pricier

Pricier than 56% of homes nearby

Living area1,614 ft²
SmallerTypical 1,482 ft²Bigger

Bigger than 61% of homes nearby

Lot size0.34 ac
SmallerTypical 0.56 acBigger

Bigger than 39% of homes nearby

Year built2023
OlderTypical 2002Newer

Newer than 97% of homes nearby

How 428 Rail Ridge Dr ranks against every home in each area.
MeasureThis homeTroy 63379Lincoln County
Estimated valuepricier than$380,27966% of homes65% of homes
Price per ft²pricier than$23656% of homes58% of homes
Living areabigger than1,614 ft²61% of homes61% of homes
Lot sizebigger than0.34 ac39% of homes33% of homes
Year builtnewer than202397% of homes96% of homes

About 428 Rail Ridge Dr

How much is 428 Rail Ridge Dr, Troy, MO worth?

The TopHap Estimate for 428 Rail Ridge Dr, Troy, MO is $380,279 as of Aug 30, 2026. The likely range is $367,328 to $393,230. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 428 Rail Ridge Dr, Troy, MO last sell?

428 Rail Ridge Dr, Troy, MO last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 428 Rail Ridge Dr, Troy, MO?

428 Rail Ridge Dr, Troy, MO has 3 bedrooms, 2.3 bathrooms, 1,614 square feet of living space and a 0.34-acre lot.

When was 428 Rail Ridge Dr, Troy, MO built?

428 Rail Ridge Dr, Troy, MO was built in 2023, making it 3 years old. It is a ranch home. The building has 1 story.

What schools serve 428 Rail Ridge Dr, Troy, MO?

428 Rail Ridge Dr, Troy, MO is assigned to Troy South Middle School (middle), rated C+; Troy Buchanan High School (high), rated B-; Claude Brown Elementary School (elementary), rated B. All sit in Troy R-Iii School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 428 Rail Ridge Dr, Troy, MO compare to other homes in Troy 63379?

Among the 10,804 homes in Troy 63379, it is worth more than 66% of them ($380,279 against a typical $326,507), its price per square foot is higher than 56% of them ($236 against a typical $230), it is bigger than 61% of them (1,614 ft² against a typical 1,482 ft²), its lot is bigger than 39% of them (0.34 ac against a typical 0.56 ac) and it is newer than 97% of them (2023 against a typical 2002). Measured against all of Lincoln County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 428 Rail Ridge Dr, Troy, MO?

The 2025 property tax bill for 428 Rail Ridge Dr, Troy, MO was $2,923. The county assessed it at $46,516.

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